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Co-op Cashminder Visa Debit Card

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  • crazy_blonde
    crazy_blonde Posts: 13 Forumite
    I recieved my pin number for the new account today, it said it was for a chip and pin electron card so I'm wondering if my card was prepared before the switch over, will have to wait and see.
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Would this co op electon / visa debit switch over only apply to cards ordered on or after the 8th June?
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • gettingbetter
    gettingbetter Posts: 1,449 Forumite
    Mortgage-free Glee!
    hi

    i just spoke to co-op
    as it just a basic acc you
    have to qualify for debit card

    if system recognises your
    appliciable for upgrade it will
    be done automatically

    in my case i have to sit and wait
    they will get round to it eventually

    i was told to check my credit
    file to see if it had been updated
    and cleared

    hope that helps

    kas xx
    br no 188 ;) AD 17th apr 09:D
    :Dmortgage free 22/5/09:D
    :Ddebt free 11/8/09:D
    :j#18 £2 saver = £ :T sealed pot #333
    silent member of mikes mob
    i will lose weight :rolleyes: i will sort my house :o
  • Flowerpot_2
    Flowerpot_2 Posts: 690 Forumite
    Applied for my Co-op Cashminder account on 2nd June, (post BR) checked on 7th June & was told my account was open :) recieved my paying in book & card yesterday.......Visa Electron ;) Still a very happy bunny thought at least I do have a bank account :D
    Flowerpot x
    BR 2/6/2009 - AD 2/6/2010
    BSC member 273
    :A :D
    still not smoking :D :A
    :j
    'Dreams are necessary to life'

  • seeya23
    seeya23 Posts: 2,330 Forumite
    Flowerpot wrote: »
    Applied for my Co-op Cashminder account on 2nd June, (post BR) checked on 7th June & was told my account was open :) recieved my paying in book & card yesterday.......Visa Electron ;) Still a very happy bunny thought at least I do have a bank account :D
    Flowerpot x


    well done :beer::beer:
  • I totally agree Flowerpot, I don't mind which card I recieve, I fully expect it to be an electron, I'm just happy I can go back to a bank account, it will be so much easier than using the post office and reinstating my direct debits will actually save me money.
    :j
  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    Good points by all. I think that within a year Co-op will give everyone a new visa as otherwise one of the other banks will notice that people like us actually want a proper visa.

    I am very loyal and would stick with Co-op as they have given me another chance but not everyone will be like that.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • Princess9
    Princess9 Posts: 78 Forumite
    So what does that mean then getting better? Will they be running anoither credit check on our files? Seems a bit of a pointless task as it will still come back that we have a BK note on our files?
  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    I dont think they will do another credit check as as you say it would be pointless. I do think they may do what Barclays say they do and that is if you maintain your account well they will upgrade you accordingly.

    I have to stress though this is only what Barclays said to me i have no evidence of this at all.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • gettingbetter
    gettingbetter Posts: 1,449 Forumite
    Mortgage-free Glee!
    Princess9 wrote: »
    So what does that mean then getting better? Will they be running anoither credit check on our files? Seems a bit of a pointless task as it will still come back that we have a BK note on our files?


    hi

    i really dont know
    was 2am and had not long got
    in from work

    the woman i spoke to
    just kept telling me that if
    i was due to get a visa debit
    the system would update me

    then she went on about clearing
    up credit rating

    kas xx
    br no 188 ;) AD 17th apr 09:D
    :Dmortgage free 22/5/09:D
    :Ddebt free 11/8/09:D
    :j#18 £2 saver = £ :T sealed pot #333
    silent member of mikes mob
    i will lose weight :rolleyes: i will sort my house :o
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