catalogue accounts

just_about

Just got a studio account, £80 limit :rotfl::rotfl: ..on a serious note, a start all the same, and more green 0's :beer:

cifpower

I see Jacamo has had a facelift. Looks nice.

seeya23

cifpower wrote: »

I see Jacamo has had a facelift. Looks nice.

i did not like or is that just me

keza

i have an empire catalogue account which ive worked hard to maintain the repayments etc after coming into trouble with Kays.

My advice would be DO NOT take them up on any buy now pay later offers. i found they all came at the same time from like the year or 2 before and i was !!!!!!ed to !!!!!!y! i couldnt pay and ended up on an 'arangement to pay' which damaged me to say the least. now im super good with payments on empire. its the biggest credit limit i have on a credit account! £2900. but its been a long time coming! good luck all and dont over spend!

PROLIANT

just_about wrote: »

Just got a studio account, £80 limit :rotfl::rotfl: ..on a serious note, a start all the same, and more green 0's :beer:

Make sure you use the account otherwise your report will just show UUUUUUUUUUU and not 000000000000000.
I have a studio account which I used once for a new item and my file looks like this for studio; 000uuuuuuuuuuuuu.

clarence83_2

I have arranged to pay my Empire account by direct debit on their 0% apr deal, x amount of weeks at 53p or something, for a pair of jeans. On the DD page there was an option to pay the minimum payment or to pay a full payment.

Which one doI go with in order to pay off the weekly amounts at 0% apr?

just_about

PROLIANT wrote: »

Make sure you use the account otherwise your report will just show UUUUUUUUUUU and not 000000000000000.
I have a studio account which I used once for a new item and my file looks like this for studio; 000uuuuuuuuuuuuu.

Does actually having a those 'u's' a real bad thing ?? It just shows the account not being used, isn't it ??

Also read it somewhere that over paying the account above the credit limit even by something as little as 10p makes the catalogue keep reporting those green 0's to the cra's !! Is that actualy true

PROLIANT

just_about wrote: »

Does actually having a those 'u's' a real bad thing ?? It just shows the account not being used, isn't it ??

Also read it somewhere that over paying the account above the credit limit even by something as little as 10p makes the catalogue keep reporting those green 0's to the cra's !! Is that actualy true

U is not bad but 0 is better.

never-in-doubt

PROLIANT wrote: »

U is not bad but 0 is better.

U = Unclassified doesn't it? Studio are one of the few people to use this - have also heard that some cards are starting to use the Zzz function now as well - shows 'stoozers' i.e. a balance owing but card never used :rolleyes:

Any news from Ulster as yet...? Just curious to see what their lending is like thus my interest. Hope they give it you.....

PROLIANT

never-in-doubt wrote: »

U = Unclassified doesn't it? Studio are one of the few people to use this - have also heard that some cards are starting to use the Zzz function now as well - shows 'stoozers' i.e. a balance owing but card never used :rolleyes:

Any news from Ulster as yet...? Just curious to see what their lending is like thus my interest. Hope they give it you.....

They removed the searches and had to re-apply, got the same stuff coming in the post but with the correct term printed.