catalogue accounts

Brian1966

bigbum wrote: »

Thanks for the info NID.

I'll be calling them later today about it.

Well, this morning i got an email from La Redroute offering me an account. When i called c/s, i was told it's a cash account only. I requested a credit account and they did a search there and then, but i was rejected .

The nice lady said i should contact Experian .

Is it worth having a cash account, as i only want it for the green 0's

Cash account no use at all as it wont report to CRA'S.
Good luck with Great universal when you get ER sorted. :beer:

bigbum_2

Brian1966 wrote: »

Cash account no use at all as it wont report to CRA'S.
Good luck with Great universal when you get ER sorted. :beer:

Well, that was a waste of time . Think i'll request a report off Experian and Equifax. I'll do that now . Thanks for the info.

Hope your having a good day :wave:

Brian1966

bigbum wrote: »

Well, that was a waste of time . Think i'll request a report off Experian and Equifax. I'll do that now . Thanks for the info.

Hope your having a good day :wave:

Try the free trial of both, 30 days access then cancel. Some cashback sites even pay you to take the trials. Not a lot but every little help :beer:
Yep, having a good day, sat on my lazy ar*e :rotfl:
Hope you are well baby

bigbum_2

Brian1966 wrote: »

Try the free trial of both, 30 days access then cancel. Some cashback sites even pay you to take the trials. Not a lot but every little help :beer:
Yep, having a good day, sat on my lazy ar*e :rotfl:
Hope you are well baby

I've just accessed the CRA sites and apparantly i have to print off a form for Experian. I don't have any ink in my printer, so i'll be off to the internet cafe later.

I've already had my free 1 month access, so can't do it again. Thanks for the suggestion though.

I'm in a funny mood to be honest, not sure why but i wish it would pass . It's raining here, hope you've better weather.

Rose123

bigbum wrote: »

I've just accessed the CRA sites and apparantly i have to print off a form for Experian. I don't have any ink in my printer, so i'll be off to the internet cafe later.

I've already had my free 1 month access, so can't do it again. Thanks for the suggestion though.

I'm in a funny mood to be honest, not sure why but i wish it would pass . It's raining here, hope you've better weather.

Its wet here as well!

We had heavy rain last night, it was so heavy that it woke me up!!!!!

Brian1966

bigbum wrote: »

I've just accessed the CRA sites and apparantly i have to print off a form for Experian. I don't have any ink in my printer, so i'll be off to the internet cafe later.

I've already had my free 1 month access, so can't do it again. Thanks for the suggestion though.

I'm in a funny mood to be honest, not sure why but i wish it would pass . It's raining here, hope you've better weather.

Dry here at the moment, sun was shining first thing.
Hope you are feeling much better later, whatever is 'wrong' hope it does pass quickly. Take care babe :beer:
Get electoral roll sorted and a GU account may help to cheer you up :rotfl:

bigbum_2

Rose123 wrote: »

Its wet here as well!

We had heavy rain last night, it was so heavy that it woke me up!!!!!

Same here.

Yeah, it was pretty heavy! Actually, i love it when it rains overnight and i'm as snug as a bug in my bed . There's something very romantic about it :T.

Rose123

bigbum wrote: »

Same here.

Yeah, it was pretty heavy! Actually, i love it when it rains overnight and i'm as snug as a bug in my bed . There's something very romantic about it :T.

lol, not for me, i just want to sleep!

bigbum_2

Brian1966 wrote: »

Dry here at the moment, sun was shining first thing.
Hope you are feeling much better later, whatever is 'wrong' hope it does pass quickly. Take care babe :beer:
Get electoral roll sorted and a GU account may help to cheer you up :rotfl:

Hope it stays dry for you.

I'll do my best to shake-off this negative feeling . Yep, i'm off to print off the form and then go through my other tasks for the day:cool:.

Take care sugarplum :A

never-in-doubt

BigBum - are you requesting the £2 statutory reports? If you know you have defaults/missed payments then its normal so save the £2....

Failing that, just wait for 6mth til everything settles down, its easy to get carried away on this site and apply willy-nilly when others say how easy they got an account and I must remind you - credit is individual, you can get two neighbours, identical everything but one could get accepted and one declined.

There is no methodology to credit scoring and cannot be second guessed, what i'm saying is you could apply today and get declined but tomorrow get accepted.

With respect to LaRedoute, I got this account (credit account) and tbh it aint that good, overpriced as well.

A cash account is like a pay as you go, i.e. no credit updates.