catalogue accounts

bigbum_2

Guys, when GU turned me down they said i wasn't on the electoral register. I'm going to check with the council tomorrow that i am, but the GU advisor said there are 2 electoral rolls and i might not be properly registered .

I've not heard this before, is he right?

Parki_2

sutton111 wrote: »

A forum member called 'Londonuk' has a Natwest current account (RBS Group) and they gave him a loan based purely on internal score, no credit checks were completed.

I'm sure one forum member will try to contradict this, but it's true.

Cheers for that Sutton. Well I might give it a try. Does anyone know how that works though. Do you have to ask them to do it that way or is it just something they will do? Will they take my savings into account?

victor-meldrew_4

bigbum wrote: »

Guys, when GU turned me down they said i wasn't on the electoral register. I'm going to check with the council tomorrow that i am, but the GU advisor said there are 2 electoral rolls and i might not be properly registered .

I've not heard this before, is he right?

big bum,all my accounts were taken out when i was not on electoral roll.more importantly i hadnt been on one for 15 years.
phone them.it sounds like a silly erra

Brian1966

bigbum wrote: »

Guys, when GU turned me down they said i wasn't on the electoral register. I'm going to check with the council tomorrow that i am, but the GU advisor said there are 2 electoral rolls and i might not be properly registered .

I've not heard this before, is he right?

There is a FULL register, avaialable to CRA'S and an edited one available to marketing companies and the like which isn't important as you can opt out.
Could be an address problem in that your address is listed ever so slightly different on electoral roll to what you put on application. Happens more with new builds but maybe a possibility

sutton111

victor-meldrew wrote: »

big bum,all my accounts were taken out when i was not on electoral roll.more importantly i hadnt been on one for 15 years.
phone them.it sounds like a silly erra

I wasn't on the Electoral Roll. I never had to send ID in either.

bigbum_2

victor-meldrew wrote: »

big bum,all my accounts were taken out when i was not on electoral roll.more importantly i hadnt been on one for 15 years.
phone them.it sounds like a silly erra

Cheers, mate - i'll call 'em tomorrow :beer:

tracy24582_2

Rose123 wrote: »

Debenhams, John Lewis (but i need someone to confirm this for me), Mothercare and I dont know who else

yes rose you did post this but i asked if you get declined by one owned by GE money will you get declined by another that is owned by GE money, this didn't really make sense. and NID only directed me to a page that said what companies check which reports, not really much use to me.

bigbum_2

Brian1966 wrote: »

There is a FULL register, avaialable to CRA'S and an edited one available to marketing companies and the like which isn't important as you can opt out.
Could be an address problem in that your address is listed ever so slightly different on electoral roll to what you put on application. Happens more with new builds but maybe a possibility

Intersesting. Well, i'll call tomorrow and double check my details with them. I've been at this address for years, so i don't understand it .

Thanks for the info :beer:

Brian1966

bigbum wrote: »

Cheers, mate - i'll call 'em tomorrow :beer:

Make sure you do
You know it makes sense :beer:
Seriously though if that is only reason you WILL get an account :j

Brian1966

tracy24582 wrote: »

yes rose you did post this but i asked if you get declined by one owned by GE money will you get declined by another that is owned by GE money, this didn't really make sense. and NID only directed me to a page that said what companies check which reports, not really much use to me.

Not 100% sure but I think a lot of GE Money cards are changing to Santander group.
How long ago since you applied?