We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

In bed with my creditor ...

1679111227

Comments

  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    I have been very good & moved our gas & electric over to online gaining a discount and I've done the same with BT saving £1.25 off our line rental every month! :T
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • critical care very tough I worked respiratory before hand and started icu early this year x a lot of healthcare professionals yes due to poor pay haha x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    So I've been home 18minutes & have relisted two things on ebay - yay me! I'm being very good! :p

    Going to have a good old moan now though - Some ebayer from Russia bought an item from me without waiting for me to answer her question on how much I would charge for p&p and then disputed the amount I put in invoice. She was quite rude & ended up threatening me with negative feedback as soon as I sent the tem. So I thought I'm just going to cancel the whole sale as I can't be doing with this. She agrees to cancel the sale but then leaves me negative feedback! I don't get how she can give me feedback when I haven't actually sold anything to her!! :mad: Ebay have refused to remove the feedback :confused: I did have 100% positive feedback until this!! It's really annoyed me as it feels so unfair!! Luckily I have had some positive feedback after that & she only has 4 feedback (all positive but she was a buyer in all of them as well) so I'm hoping that people will see that I don't really deserve it ...

    LB is in bed too so I can't get any affection & I've got a big sore lump in my mouth :(

    Might let myself be upset until morning bt then stop it ... I have a list of 19 things to do tomorrow!!! Yikes!

    Night All x
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Nightmare. I had one complain yesterday - my first ever as well - and it's all out of proportion annoyance. I ended up saying keep it and here's your money back. If she posts neg after that I will be an out of pocket and very unhappy bunny. Odd when buyers muck us around they just seem to get a little slap on the wrists!!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Hi there
    just caught up with your diary. I think you are right to pay the money back. Can't be thrown in your face then (by other members of the family if not your LB).

    Good luck with your course. I am guessing that it would eventually mean more money so go you!
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    kissjenn wrote: »
    Nightmare. I had one complain yesterday - my first ever as well - and it's all out of proportion annoyance. I ended up saying keep it and here's your money back. If she posts neg after that I will be an out of pocket and very unhappy bunny. Odd when buyers muck us around they just seem to get a little slap on the wrists!!

    It just makes you not want to sell anymore!! Well does me anyway! Every time someone bids on my stuff now I'm checking where they're from!
    Hope she doesn't leave you negative feedback hun, it would be very unfair!
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    chevalier wrote: »
    Hi there
    just caught up with your diary. I think you are right to pay the money back. Can't be thrown in your face then (by other members of the family if not your LB).

    Good luck with your course. I am guessing that it would eventually mean more money so go you!
    chev

    Hello Chevalier, Thanks for popping in - hope it don't bore you too much! :D I have been careful about who knows, only my sister and our friends that are getting married in America - she is on IVA, although we don't really talk in detail. I was most concerned about LB's mom knowing TBH. She is adorable & I'm lucking that I get on with her so well but he gave me the money before we had been together for even a year & I know that I would have been concerned if I had been in her shoes. I don't mind if she knows once it's been paid back!
    Thanks for the good luck, I think I'm going to need it! Once I'm qualified I should be on almost 50% more than I'm earning now, that's if I stay where I am but if you're a self employed therapist you can earn £50 an hour, but obviously you have to pay for tax etc. Just hoping I get qualified! It's part of my long term plan, it makes sense for me to try to get there before going on maternity leave :D
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    OK folks long post alert!!

    I'm treating myself to breakfast in bed & a glass of pop & I might get a mars bar in a minute!! I'm going to be naughty until Monday :p I am feeling better this morning. It's only one person's opinion. I have huge plans for today that I know I won't be able to complete so I'm going to make this list for the week until Thursday.

    1. Clean bathrooms
    2. Tidy lounge
    3. Work out £ spent at weekend
    4. Work out food spend
    5. Update signature for above point
    6. Unpack bags
    7. Tidy bedroom
    8. Washing - Dark/colours/whites
    9. Change bed
    10. Meal plan
    11. Shopping
    12. House finishing list
    13. Complete one task from above
    14. Ebay 49 items to get back on target!!
    15. Post last nights sale to Post Office
    16. Catch up with diaries
    17. Make boxes for work
    18. Bulk cook food
    19. Sort sister's prezzie
    Right ... better get cracking!
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    I don't know whether you use turbolister for doing ebay, but i found it invaluable as you could list when feel like it and then save it for later, and load it up to ebay when you were ready. It is a free tool on the ebay website.
    hope that helps with the debt busting!

    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Raini
    Raini Posts: 471 Forumite
    100 Posts
    chevalier wrote: »
    I don't know whether you use turbolister for doing ebay, but i found it invaluable as you could list when feel like it and then save it for later, and load it up to ebay when you were ready. It is a free tool on the ebay website.
    hope that helps with the debt busting!

    chev

    Thanks Chev ... I keep hearing about that & I might give it go & see how i get on.

    Been trying to find your diary ... no luck so far ... :sad:
    Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000
    DFW Nerd 1190
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.