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Help With Student Loans - HERE!

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Comments

  • hi, sounds good... i wonder if u can help me... i'm nearly 40 & want to do an Open University undergraduate degree but although i think i'd qualify for student finance i'm not going to pass the credit score...any options?
    thanks
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    artful72 wrote: »
    hi, sounds good... i wonder if u can help me... i'm nearly 40 & want to do an Open University undergraduate degree but although i think i'd qualify for student finance i'm not going to pass the credit score...any options?
    thanks

    Student loans aren't affected by your credit rating.
  • Savvy_Sue
    Savvy_Sue Posts: 47,359 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    artful72 wrote: »
    hi, sounds good... i wonder if u can help me... i'm nearly 40 & want to do an Open University undergraduate degree but although i think i'd qualify for student finance i'm not going to pass the credit score...any options?
    thanks
    Student loans aren't affected by your credit rating.
    True, but also artful needs to realise that Open University degrees aren't covered by the 'Student Finance' loans and fees because it's not expected that you'll be studying full-time. Best place to look for details of what is available is on OU website, AFAIK.
    Signature removed for peace of mind
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Savvy_Sue wrote: »
    True, but also artful needs to realise that Open University degrees aren't covered by the 'Student Finance' loans and fees because it's not expected that you'll be studying full-time. Best place to look for details of what is available is on OU website, AFAIK.

    He can't get maintenance funding from the OU but the funding for fees switches to loans from this September.
  • JLS1901
    JLS1901 Posts: 483 Forumite
    Part of the Furniture 100 Posts
    Just a little update from me, my loan suddenly got sorted after a letter to my MP who was very helpful - so at least I have some money. Still fighting to get the grant sorted, trying to find all my documents from 08/09 to give to the solicitor to prove I am estranged from my mum.
    I ll keep fighting till I get what I'm entitled too.
    Sarah.
    :wave:
  • :( My daughter has decided that university wasn't for her. She was very unhappy there and i fullysupport her decision to leave. We have notified the university that she is leaving. We have £3000 to pay back for halls accommodation for the rest of the year unless we can get someone to take over her room, and I have already had to make an arrangement to pay this off at £50 permonth. My daughter has fortunately got some casual work, but it doesn't pay a lot. We have also received some letters from the student loans company saying that the want £11400 paying back to them immediately, and we are really confused by all the different figures they've sent us. My daughter got the full allowance because i'm not on a huge income, and now we are really confused as to where to turn next?
    Please can anyone help?
  • Taiko
    Taiko Posts: 2,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    She'll need to repay what the SLC are asking for, and all that is detailed in the contract she signed when applying. I do assume that she read it?

    She needs to contact the SLC as soon as possible. In doing so, they'll probably agree she can repay what she owes in installments. Leave it, the SLC have started taking court action more recently.
  • amiehall
    amiehall Posts: 1,363 Forumite
    sillymoo wrote: »
    :( My daughter has decided that university wasn't for her. She was very unhappy there and i fullysupport her decision to leave. We have notified the university that she is leaving. We have £3000 to pay back for halls accommodation for the rest of the year unless we can get someone to take over her room, and I have already had to make an arrangement to pay this off at £50 permonth. My daughter has fortunately got some casual work, but it doesn't pay a lot. We have also received some letters from the student loans company saying that the want £11400 paying back to them immediately, and we are really confused by all the different figures they've sent us. My daughter got the full allowance because i'm not on a huge income, and now we are really confused as to where to turn next?
    Please can anyone help?

    I presume this is a typo? They're asking for £1140? Either way, if she's been paid money she's now not entitled to because she's left the course, she needs to repay it now. When I had an overpayment to repay, I rang them and told them I could afford £5 a month towards it which they accepted. Once I was working again, I increased the payments and cleared the overpayment. The letter is very aggressive in tone I think but if she rings them, they will be reasonable.
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  • ssmi
    ssmi Posts: 36 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Taiko wrote: »
    It refers to just being back in the UK by the first day of the academic year, which is usually by the 1st September, unless the course starts in January.
    Sorry to be a pain but I am revisiting this as I am about to start the application for finance. I'm assuming nothing has changed, but the website no longer refers to UK students returning from EU, ie I can no longer find this quote which applies to me.

    was settled in the UK and ordinarily resident in England but left to exercise a right of residence elsewhere in the EEA or Switzerland,
    and
    is returning to the UK to start a course on or after 1 September 2008

    Thanks in advance
  • i have 2 children going to uni sept 2012.

    does it make any difference to the maintenance grant if i am paying for 2 children?
    Nice to save.
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