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Help With Student Loans - HERE!

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  • Hi SLC, really hoping you can help me here! I have finished my degree this year and going onto do my PGCE, I am now living with my partner. The guidelines look like I cannot be classed as an independent student due to the three year thing and not being married. But my parents do not support me and without the grant im really going to struggle. Is there a way around this so taht i can be means tested on my partner rather than my parents as they earn over the barrier, yet i do not get anything from them nor live with them. How would i go about it?? I have been working part time throughout uni so supprt myself.
    Thanks
  • littlemissmoney
    littlemissmoney Posts: 1,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sally12345 wrote: »
    Hi SLC, really hoping you can help me here! I have finished my degree this year and going onto do my PGCE, I am now living with my partner. The guidelines look like I cannot be classed as an independent student due to the three year thing and not being married. But my parents do not support me and without the grant im really going to struggle. Is there a way around this so taht i can be means tested on my partner rather than my parents as they earn over the barrier, yet i do not get anything from them nor live with them. How would i go about it?? I have been working part time throughout uni so supprt myself.
    Thanks

    Explain to your parents and ask them to support you? Maybe they would consider giving you an interest free loan?
    :p Proud to be a MoneySaver! :p
  • i dont want my parents to have to support me, the point is im living with my partner, im independent so why should my grant be calculated on my parents just because im not married
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    sally12345 wrote: »
    Hi SLC, really hoping you can help me here! I have finished my degree this year and going onto do my PGCE, I am now living with my partner. The guidelines look like I cannot be classed as an independent student due to the three year thing and not being married. But my parents do not support me and without the grant im really going to struggle. Is there a way around this so taht i can be means tested on my partner rather than my parents as they earn over the barrier, yet i do not get anything from them nor live with them. How would i go about it?? I have been working part time throughout uni so supprt myself.
    Thanks

    The only way round it is to marry him before the start of the year! If this seems a bit extreme (which it should) then just accept that you'll have to look to your partner and your own resources for financial support.

    You must have managed financially for the 3 years of your degree and this year you'll have the PGCE bursary and someone to share the bills with, so you should be much better off.
  • SLC, could you answer this. How much detail do you have to go into proving you have suported yourself for 3 years?
  • Horlock
    Horlock Posts: 1,027 Forumite
    Does anyone know if the "repayment of teacher loans" RTL scheme applies to teachers in the public sector or only to teachers in the state sector?
    There is no intelligent life out there ... ask any goldfish!
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Horlock wrote: »
    Does anyone know if the "repayment of teacher loans" RTL scheme applies to teachers in the public sector or only to teachers in the state sector?

    They scrapped the teacher loan thing years ago.
  • Taiko
    Taiko Posts: 2,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sally, you need to demonstrate you've self-supported yourself by means of full time employment for a period 3 years prior to the start of your course. P60's will be required, and you cannot have been in full-time education during the 3 years.
  • deanlr55
    deanlr55 Posts: 70 Forumite
    Hi Guys

    You all seem up to scratch with Student Loan issues so have question for anyone in the know-how:

    I have been offered a place to Study at Newport UNI on the PGCE PcE (Post Compulsory Education). I live in England. Am I eligible for Student Loan on this course (Age 16-19) and can I get any other funding?

    Thanks Guys
    CC £1700/£1477 HSBC Acc. £-1750/£400
    Barclay Acc. £-2009/£-1280 / A & L Acc. £-908 £0!! / Finance £-1008 £-590 / Loan £8000 £8000
    (JANUARY 09 DEBT/ NOW)
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    deanlr55 wrote: »
    Hi Guys

    You all seem up to scratch with Student Loan issues so have question for anyone in the know-how:

    I have been offered a place to Study at Newport UNI on the PGCE PcE (Post Compulsory Education). I live in England. Am I eligible for Student Loan on this course (Age 16-19) and can I get any other funding?

    Thanks Guys

    i just typed a long reply, with links, that disappeared. Have a look at the Newport website; all the information is there.
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