Get yourself a 'Mortgage Pig'

Penelope_Penguin

How do you currently make your mortgage payments? If it's by direct debit, ask your bank to increase the monthly payment, and ask your lender not to reduce payments if interest rates go down. Alternatively, speak to your lender, and ask if you can make a lump sum payment from time to time. :rotfl: :rotfl: :rotfl:

Best to double check with your lender that there are no penalties for overpayments. Abbey, for instance, allow maximum 10% overpayment of remaining balance each year. Otherwise, penalties apply.

comicmankev

I have a fixed mortgage and they also let you pay up to 10% per year without penalty (Nationwide).

Ronankfan

lday77 wrote:

This may already be on the here somewhere, but I just wanted to ask...how do you go about changing the money (if you bag it up will the bank still take it) and also how do you overpay on your mortgage. I am with Northern Rock, I was told when I took out the mortgage I could overpay but I never did so I don't know how to do it.

This sounds like a fab idea though, I'm going ask for a chicken money box for Easter instead of an egg, so the pounds can go in there and not on my hips!

My bank (abbey) will only let you change 3 bags a day

Quackers

Did somebody mention shoes?:D

Congrats on winning Post of the Month xx

comicmankev

ronankfan wrote:

My bank (abbey) will only let you change 3 bags a day

I just paid in 5 bags into Abbey. They don't usually care if it's not too busy. I just think that rule is totally insane! It's money, and they are a bank! It really shouldnt matter if it takes all day to count someone 1000 bags of 1ps, it is ridiculous!

Last one I saw that was equally as good, was in Halifax. Apparently, you cannot withdraw less than £300 at the counter????? So your not allowed to get your money!!! You can use the ATM, and if thats not working, go somewhere else!

emr_2

aliasojo wrote:

Of course, sometimes if I'm in a right old mood and just want a takeaway or bottle of wine no matter what....I'll sling a tea towel over the pig and ignore the little swine. :rotfl:

this is my favourite bit of your post.
however i was actually near to buying a savings character y'day in my local charity shop. bought rubber glove stand instead. gloves are too small. money wasted? the charity shop refunds if you still have the receipt and the price ticket on the article.

anyway, off to swap yesterday's white elephant for today's penelope pig.

halloweenqueen_2

emr wrote:

this is my favourite bit of your post.
however i was actually near to buying a savings character y'day in my local charity shop. bought rubber glove stand instead. gloves are too small. money wasted? the charity shop refunds if you still have the receipt and the price ticket on the article.

anyway, off to swap yesterday's white elephant for today's penelope pig.

Lol, I use the tap as my rubber glove stand!:D

aliasojo

Ask me! Go on go on go on go on.....ask me!

aliasojo

:dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance: :dance:

Ask me!




:rotfl:

Creditcardkid

Did you?? :j :j