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Get yourself a 'Mortgage Pig'

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  • aliasojo
    aliasojo Posts: 23,053 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Spendless wrote:
    Would splitting the amount owing over this month and next mean you'd perhaps have a choice of egg or beans on toast for the next couple of months ;)

    Probably lol! :D But I'm chomping at the bit now, I'm so close I can taste it.....FREEDOM!

    (At least until we make a final decision over moving :rolleyes: )

    It'd do my lot good to do without good food for a while...might appreciate just how lucky they are. :undecided

    Might have to sneak over to OldStyle when it gets dark though. :rotfl:
    Herman - MP for all! :)
  • aliasojo
    aliasojo Posts: 23,053 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    r.mac wrote:
    ..... or a shoe fund piggy.

    Get out of here! :rotfl:

    If you weren't so nice.................I'd shout at you for that one. :D




    Edit: You do know I'm kidding and that's just friendly banter....don't you? :rotfl:
    Herman - MP for all! :)
  • Whats imelda marcos doing on here?
    Shoes!!!!!!!!!!!!!!!!!!!!!!!!!
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    what a great thread. i dont have a mortgage and wont do for the foreseeable future but i loved the idea so i have used woody my natwest piggy as my "barclaycard pig" i pay the minimum payment on my barclaycard as it is my lowest APR debt, but have decided that any extra money from my purse can go in woody and once a month i can make an extra payment towards my barclaycard, also being one of my lowest balance debts...i think it will give me an extra boost to see the balance go down each month!!!
    November NSD's - 7
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I now have pigsback pink piggy. He is just so cute.

    He is now fed with 1ps and 2ps from another jar he replaces. And he is looking very happy.

    But as we don't take out that much money as don't spend a lot in the first place then he is not going to get fed very often. But when we get a £1 in 1p's,2p's or 5p's we pay that off the mortgage. I know last of the big spenders.

    But we do use the odd shares dividend that we get to pay a few more pennies off the mortgage.

    And in the last year we have paid off £2k off the mortgage. And that is with very small amounts of over payments probably about £100. But we have offset mortgage and have offset a lot but it is only a small mortgage . And only took it out just over a year ago.

    So it going down very slowly. But we will get there just like British rail :rotfl:

    All the best everyone.


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • r.mac_2
    r.mac_2 Posts: 4,746 Forumite
    Whats imelda marcos doing on here?
    Shoes!!!!!!!!!!!!!!!!!!!!!!!!!

    Halloweenqueen and aliasojo - well of course the phone pig won out!!!!!!!!!!

    shoes shoes shoes, sounds less desperate than men men men !!!! ;) lol

    still a girl can dream!
    aless02 wrote: »
    r.mac, you are so wise and wonderful, that post was lovely and so insightful!
    I can't promise that all my replies will illicit this response :p
  • At least the dreams don't cost money!!
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Ha, Freddie the Frog arrived today and was greatly admired by everyone at work, particularly for the slightly sozzled expression that makes him look as if he's been drinking something a bit stronger than pondwater! 99p plus £3 P&P on eBay, so that's a quid into him straight away from the budgeted fiver :T
    frog4vn.jpg

    Caroline
  • comicmankev
    comicmankev Posts: 1,597 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    what a great thread. i dont have a mortgage and wont do for the foreseeable future but i loved the idea so i have used woody my natwest piggy as my "barclaycard pig" i pay the minimum payment on my barclaycard as it is my lowest APR debt, but have decided that any extra money from my purse can go in woody and once a month i can make an extra payment towards my barclaycard, also being one of my lowest balance debts...i think it will give me an extra boost to see the balance go down each month!!!

    I hope thats not a 'cousin wesley' natwest pig you have there??? If it is then you need to put that on Ebay quicktime, you'll be paying off an even larger chunk of debt - lol
  • lday77
    lday77 Posts: 320 Forumite
    This may already be on the here somewhere, but I just wanted to ask...how do you go about changing the money (if you bag it up will the bank still take it) and also how do you overpay on your mortgage. I am with Northern Rock, I was told when I took out the mortgage I could overpay but I never did so I don't know how to do it.

    This sounds like a fab idea though, I'm going ask for a chicken money box for Easter instead of an egg, so the pounds can go in there and not on my hips! :D
    Murphy's No More Pies Member No. 28 on hold
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