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SS's Debt Diary!

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  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    Ahhh you can tell me if I have a credit card with a £5 mimimum payment and I pay £30 will this be knocked of my credit on the card or will it go for future payments?

    No the £30 will be reduced from the balance hun! :D

    and what are you doing with a credit card? :mad: Don't you listen to what I tell you? :rolleyes:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    No the £30 will be reduced from the balance hun! :D

    and what are you doing with a credit card? :mad: Don't you listen to what I tell you? :rolleyes:

    thanks hun thats what I thought, just wanted to make sure before I overpay :)

    I got one because I have no credit history so if and when I need a loan in the future I will have that history behind me. :p

    Is that ok with you?? :rotfl:
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    thanks hun thats what I thought, just wanted to make sure before I overpay :)

    I got one because I have no credit history so if and when I need a loan in the future I will have that history behind me. :p

    Is that ok with you?? :rotfl:

    No it's not OK! :p

    Loans are horrible evil things and credit cards are even worse! Think of them as debt cards! ;)

    I would never get either to be honest! :whistle: :rolleyes: :rotfl:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    No it's not OK! :p

    Loans are horrible evil things and credit cards are even worse! Think of them as debt cards! ;)

    I would never get either to be honest! :whistle: :rolleyes: :rotfl:


    Well I know you would never get one :rolleyes: :p

    Alright then to save me from having to get a loan in the future to do up the house, why not you just give me the money and then I wont ever be in debt :j :beer:
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    Well I know you would never get one :rolleyes: :p

    Alright then to save me from having to get a loan in the future to do up the house, why not you just give me the money and then I wont ever be in debt :j :beer:

    Like I was saying, loans and CC's are great for home improvements! :D

    :rotfl:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    Like I was saying, loans and CC's are great for home improvements! :D

    :rotfl:


    :rotfl: :rotfl:

    So thats a no then? :confused::D
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    :rotfl: :rotfl:

    So thats a no then? :confused::D

    Not much gets past you does it! ;):p
  • savvy
    savvy Posts: 31,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    southernscouser wrote:
    If anyone cares I will do an update tonight! :p :rotfl:

    Got a load of crap to sort out before I know where I am! :rolleyes:
    I care.....................and I've had a MISERABLE day at work so need cheering up! icon9.gif
    Honorary Northern Bird bestowed by Anselm
    I'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones ;)
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    savvy wrote:
    I care.....................and I've had a MISERABLE day at work so need cheering up! icon9.gif

    Oh so reading about the crap I'm in cheers you up does it? :rolleyes: :p :rotfl:
  • savvy
    savvy Posts: 31,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    southernscouser wrote:
    Oh so reading about the crap I'm in cheers you up does it? :rolleyes: :p :rotfl:
    Oh now THAT was harsh SS! I thought you had great news as usual, and as I care about you, I wanted to feel happy and warm inside that someone I care about has done well. That in itself is enough to cheer me up a bit and lighten my mood :o
    Honorary Northern Bird bestowed by Anselm
    I'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones ;)
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