We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

SS's Debt Diary!

1…3233353738…230

Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    Ahhh you can tell me if I have a credit card with a £5 mimimum payment and I pay £30 will this be knocked of my credit on the card or will it go for future payments?

    No the £30 will be reduced from the balance hun! :D

    and what are you doing with a credit card? :mad: Don't you listen to what I tell you? :rolleyes:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    No the £30 will be reduced from the balance hun! :D

    and what are you doing with a credit card? :mad: Don't you listen to what I tell you? :rolleyes:

    thanks hun thats what I thought, just wanted to make sure before I overpay :)

    I got one because I have no credit history so if and when I need a loan in the future I will have that history behind me. :p

    Is that ok with you?? :rotfl:
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    thanks hun thats what I thought, just wanted to make sure before I overpay :)

    I got one because I have no credit history so if and when I need a loan in the future I will have that history behind me. :p

    Is that ok with you?? :rotfl:

    No it's not OK! :p

    Loans are horrible evil things and credit cards are even worse! Think of them as debt cards! ;)

    I would never get either to be honest! :whistle: :rolleyes: :rotfl:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    No it's not OK! :p

    Loans are horrible evil things and credit cards are even worse! Think of them as debt cards! ;)

    I would never get either to be honest! :whistle: :rolleyes: :rotfl:


    Well I know you would never get one :rolleyes: :p

    Alright then to save me from having to get a loan in the future to do up the house, why not you just give me the money and then I wont ever be in debt :j :beer:
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    Well I know you would never get one :rolleyes: :p

    Alright then to save me from having to get a loan in the future to do up the house, why not you just give me the money and then I wont ever be in debt :j :beer:

    Like I was saying, loans and CC's are great for home improvements! :D

    :rotfl:
  • iwanttosave_2
    iwanttosave_2 Posts: 34,292 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote:
    Like I was saying, loans and CC's are great for home improvements! :D

    :rotfl:


    :rotfl: :rotfl:

    So thats a no then? :confused::D
    Work like you don't need money,
    Love like you've never been hurt,
    And dance like no one's watching
    Save the cheerleader, save the world!
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    iwanttosave wrote:
    :rotfl: :rotfl:

    So thats a no then? :confused::D

    Not much gets past you does it! ;):p
  • savvy
    savvy Posts: 31,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    southernscouser wrote:
    If anyone cares I will do an update tonight! :p :rotfl:

    Got a load of crap to sort out before I know where I am! :rolleyes:
    I care.....................and I've had a MISERABLE day at work so need cheering up! icon9.gif
    Honorary Northern Bird bestowed by Anselm
    I'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones ;)
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    savvy wrote:
    I care.....................and I've had a MISERABLE day at work so need cheering up! icon9.gif

    Oh so reading about the crap I'm in cheers you up does it? :rolleyes: :p :rotfl:
  • savvy
    savvy Posts: 31,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    southernscouser wrote:
    Oh so reading about the crap I'm in cheers you up does it? :rolleyes: :p :rotfl:
    Oh now THAT was harsh SS! I thought you had great news as usual, and as I care about you, I wanted to feel happy and warm inside that someone I care about has done well. That in itself is enough to cheer me up a bit and lighten my mood :o
    Honorary Northern Bird bestowed by Anselm
    I'm a Board Guide and volunteer to help get your forum questions answered and keep the forum running smoothly on Special Occasions, Green/Ethical, Motoring/Overseas/UK Travel & Flood boards, it's not part of my role to deal with reportable posts. Report inappropriate or illegal posts to forumteam@moneysavingexpert.com. Views are MINE & not official MSE ones ;)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture