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Mortgage Reduction Beginner to Novice - The Show Begins
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Anna_Glypta wrote: »Hi, confession time. I once opened a bottle of red wine to find that it was bad - I didn't have more in the house so I drank it anyway - it wasn't so bad after the first glass!! :embarasse AG
I wouldn't know a good wine from a bad one... they all taste vile.
Woo snow day.... but mountains of computer work to do. Still £15 fuel saved and over 2 hours commuting to use for more fun things!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
Will hopefully see fil today if I do will ask him for the recipe0
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Anna_Glypta wrote: »Hi, confession time. I once opened a bottle of red wine to find that it was bad - I didn't have more in the house so I drank it anyway - it wasn't so bad after the first glass!! :embarasse AG
Love it :rotfl:Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
£6.20 spent on fruit and veg at the market on Saturday morning... otherwise a NSWknd!
I did 3 gym classes over the weekend (so I need to update signaute again - I can't keep up with myself!). One class only had 3 other people and the instructor so we had plenty of space to jump about providing a really good work out. Plus a wellie walk to and from the gym each day (6.4 miles in total).
Just reported the two films we watched over the weekend on CP - now at £18.80. I'm hoping to reach £50 before I cash in. I'm enjoying sewing too much to go clothes shopping at the moment. Shame the don't have vouchers for fabric shops!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
And £47.99 in from mystery shopping - I think it's only about £19 profit though, will have to consult the spreadsheet!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0
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Mortgage_Reduction_Novice wrote: »I did 3 gym classes over the weekend (so I need to update signaute again - I can't keep up with myself!). One class only had 3 other people and the instructor so we had plenty of space to jump about providing a really good work out. Plus a wellie walk to and from the gym each day (6.4 miles in!
:eek::eek:that is impressive I managed 1 and I drive there eventhough it's less than a mile.
We had very few Sunday morning as well, people are a bit silly when it comes to snow down here.
Also well done on the Mystery Shopping that is a lot.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Hi MRN
Just catching up on your thread, wow, you are a busy woman and just the thought of your wellie walk (:rotfl:) made me feel tired
I see you ladies are talking about a Baileys recipe, i've not made it for ages but here is the one I use:rotfl:- Half a bottle of cream sherry
- Eighth of a bottle of whiskey
- 4 eggs
- Tablespoon of Camp coffee
- Half a tin of condensed milk
- Teaspoon of vanilla esscence
Just whiz it all up together and you can drink straight away:D
Regards
ATTMFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950 -
End of the month round up:
Grocery spending: £234.56 - woohoo under £250 and we started January with an empty freezer!
£8.57 left over the buffer in my account - transferred to ISA
Payrise (back dated to August) received - transferred the difference between new and old salary to ISA £84.04 (student loan also dipped below £2500)
New ISA balance is only £ 121.67 off my target.
Being a PAYG customer at my gym would have cost me £312.95 so far - I calculate 14 more classes and I'll have made my membership money back - great because I still have 7 months of annual membership left!
A full set of packed lunches (or free lunches) for January.
It's chucking it down with rain outside and I really don't want to make the 4 minute walk to my garage to get my car out! Oh there's my Mum's voice again "We all have to do things we don't want to"MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
Mortgage_Reduction_Novice wrote: »Being a PAYG customer at my gym would have cost me £312.95 so far - I calculate 14 more classes and I'll have made my membership money back - great because I still have 7 months of annual membership left!A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
That is a lot of gym time ... Good for you
Well done on the shopping budget as well
Sorry I havn't got the recipe yet fil has been ill since before Xmas so although we have been visiting the conversations tend to be focused around COPD etc jus now
The recipe above does look familiar though, I remember he used camps coffee whiskey vanilla and cream ... I'm sure he probably unused the rest as well but not sure0
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