Mortgage Reduction Beginner to Novice - The Show Begins

misscousinitt

Mortgage_Reduction_Novice wrote: »

Oh dear, I was in a grump on Friday wasn't I?!

.

Are you feeling better now?

MCI

Mortgage_Reduction_Novice

misscousinitt wrote: »

Are you feeling better now?

MCI

Yeah, a bit. I think it's just January blues and a hectic lifestyle. MrMRN made me a lovely Bailey's hot choc on Sunday evening and forced me into watching a film without multitasking!!!

Fortune_Smiles

Mortgage_Reduction_Novice wrote: »

Yeah, a bit. I think it's just January blues and a hectic lifestyle. MrMRN made me a lovely Bailey's hot choc on Sunday evening and forced me into watching a film without multitasking!!!

Ooooh - Baileys Hot Chocolate, my favourite treat

Fortune x

misscousinitt

Well done to Mr MRN for taking you in hand (so to speak).

Baileys Hot Choc mmmmmm....haven't had that for ages (thinks whether there is a bottle of baileys lurking on the spirit shelf!)

MCI
xxx

megela

misscousinitt wrote: »

Well done to Mr MRN for taking you in hand (so to speak).

Baileys Hot Choc mmmmmm....haven't had that for ages (thinks whether there is a bottle of baileys lurking on the spirit shelf!)

MCI
xxx

Isn't Baileys supposed to be in the fridge once opened and drunk within a certain time? Never a problem for me though!

elantan

my fil makes his own version of baileys ... oh it's so yum ... will need to pester him to make me some now

Mortgage_Reduction_Novice

Elantan... I think we need a recipe if your FiL is prepared to share?! I dread to think how long we've had our bottle of Bailey's but it's has been stored in the fridge.

Hectic here but managing to stay on the MSE track even if I'm not reporting so. Despite starting January with a clean but empty fridge and freezer we're coming in under budget for the first half of January for food shopping spends and slowing building up the freezer with raw meat as well as batch cooked meals.

Gym classes are going well - managed 5 classes for each week of January (my signature needs updating for those visits). I think I'll double the cost if I was PAYG - so my annual membership will be well worth it.

Mystery shopping is also plentiful (mostly phone call requests rather than me trawling through the websites to assign myself jobs). I've had an assignment every day this week and some days had two! The early mornings to get supermarket audits or petrol stations visited before work have been a bit of a killer but I'll thank myself when the money rolls in! Plus the pizza's, snacks etc. that I'll get reimbursed for all help to keep the food shopping cheaper.

On the new resolution new skill front, I'm still waiting for the necessary equipment to be delivered - my own fault for insisting on using Amazon vouchers so they're coming from China! I can't wait to get stuck in.

Another blunder from the solicitors dealing with our remortgage - this is the cause of a fair amount of stress and extra expense (through no fault of our own) at the moment. £45 from TCB got swallowed already along with our 'fun' money for January - just to pay this months mortgage and no OP. I daren't update the spreadsheet through fear that the month we'd knocked off our term will have been in vain thanks to having two extra months on a higher interest rate. I'm trying not to think about it.

Due to the mortgage mugging the joint account I've been extra careful with my own personal money too. Januar'y credit card bill is a record low! So Feburary will be a nice juicey amount for creaming off and into savings/ISA/SL.

misscousinitt

megela wrote: »

Isn't Baileys supposed to be in the fridge once opened and drunk within a certain time? Never a problem for me though!

I have never really worried about that - I check the contents when I go to drink it - if it smells and tastes alright - I drink it!

MCI

misscousinitt

I hate it when things happen that are not your fault and end up costing you money! Hope its all resolved soon for you.

MCI

Anna_Glypta

misscousinitt wrote: »

I have never really worried about that - I check the contents when I go to drink it - if it smells and tastes alright - I drink it!

MCI

Hi, confession time. I once opened a bottle of red wine to find that it was bad - I didn't have more in the house so I drank it anyway - it wasn't so bad after the first glass!! :embarasse AG