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chewits - the debtquake monster is coming
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flying_fresian wrote: »
I'm going to read it again tomorrow when I'm hoping I'm less full of snot...
Spooky. I was suffering from a snot prob last night, though think it was an allergy! An allergy in the middle of the coldest winter known to man! What on earth?!!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The_Golden_Goose wrote: »Spooky. I was suffering from a snot prob last night, though think it was an allergy! An allergy in the middle of the coldest winter known to man! What on earth?!!
To be honest, with the weather I'm surprised I haven't come down with a cold sooner.
I was the happiest Fresian ever to find half a packet of Lemsip cold & flu tablets earlier on. I had forgotten to buy stuff when I was out earlier and couldn't face leaving the house again!0 -
Get them down ya!
A good nights sleep with the heating on and a snuggle with Mr Fresian should do it!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Hi KJ I tend to do it (play roulette) so I break even and then just rely on quidco moneyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
Bad day today, feeling dire and didn't make it in. Just up for first time save emergency ginger nuts about 4pm. Back to bed in a minute and hopefully better for work in morning.
OH got his disabled students grant so is getting fancy equipment so he can scan books properly, he's chuffed to bits.
Vet now open at weekends which is handy so husky gets jabbed on Saturday and kitties on Sunday. The weekend will be full of pets happy to see me...OH hides at home and tells them it was me that made the vet do it, here have a biscuit and cuddle daddy. Git!!:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Hope you're feeling better soon KJ0
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Bad day today, feeling dire and didn't make it in. Just up for first time save emergency ginger nuts about 4pm. Back to bed in a minute and hopefully better for work in morning.
OH got his disabled students grant so is getting fancy equipment so he can scan books properly, he's chuffed to bits.
Vet now open at weekends which is handy so husky gets jabbed on Saturday and kitties on Sunday. The weekend will be full of pets happy to see me...OH hides at home and tells them it was me that made the vet do it, here have a biscuit and cuddle daddy. Git!!
KJ - don't you save on consultation fees if you take the mutt and mogs to the same appt? We do!
Wishing you a recovery and the ginger nuts can only help!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Thank you both...much better now :j
Unfortunately no saving for joint appointments and they'd probably try to eat each other. Bad puppies and kitties ... little gits.
On the good news front god my winnings from Betfair £250 plus refund from factors £29 plus cheque for share options I forgot about £1109. So £1388 to builders fund. :beer:
Plumber coming tomorrow to do new hot water tank which will feed all the bathrooms so we can try out new shower - can't wait. So £1100 out of fund. :eek::A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Yes, that is a nice little earner for the builder's fund :T
Think you must have given F_F the lurg! Glad you're fighting fit again0 -
Thank you both...much better now :j
Unfortunately no saving for joint appointments and they'd probably try to eat each other. Bad puppies and kitties ... little gits.
On the good news front god my winnings from Betfair £250 plus refund from factors £29 plus cheque for share options I forgot about £1109. So £1388 to builders fund. :beer:
Plumber coming tomorrow to do new hot water tank which will feed all the bathrooms so we can try out new shower - can't wait. So £1100 out of fund. :eek:
Naughty mutts and mogs. Oh well.
Ooh excitement about the shower, will be a worthy investment for sure.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0
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