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chewits - the debtquake monster is coming
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dinner theatre is fashionable. find a deal... choose a show and get an early dinner!
hope u have a good time!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
If you like improvised comedy the Comedy Store Players perform Sunday and Wednesday nights at the Comedy store in Piccadilly - can't remember how much but it's guaranteed to be a good night out and far funnier than Whose Line is it Anyway? ever was!
The London Eye is superb - we love it! Remember that you can also use travelcards to travel on some of the riverbus routes - that's a good way of getting a Thames cruise for a fraction of the price! :money: If you're doing a lot of hopping on and off the tube and buses then you might be best off getting pay-as-you-go Oyster cards for the cheapest fares.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Fab ideas, many thanks. SB would probably enjoy the comedy show.
Conversation he and OH had after Tesco man came today.
SB "This butternut squash looks like a giant penis."
OH "If your penis looks like that you need to see a doctor."
SB "But it's impressive."
OH "The squash or your willie!"
SB, smirking "Both!"
He needs to step away from the vegetables and be returned to school. :eek::A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Conversation he and OH had after Tesco man came today.
SB "This butternut squash looks like a giant penis."
OH "If your penis looks like that you need to see a doctor."
SB "But it's impressive."
OH "The squash or your willie!"
SB, smirking "Both!"
He needs to step away from the vegetables and be returned to school. :eek:
:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:0 -
Transferred over savings and wages to builders fund today. Moved £7535 which raises the fund to £9735. Off to update signatures. Also received cheque for £1000 for Lloyds shares so that will be sent to bank and then moved to builders fund. We will get there, one chunky chunk at a time.
Floor laid in bathroom today so all we need now is a handle, lock and water supply...I can be so picky!!:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Like Mother, like son in the comedy dept; eh?!
That's great news on the funds kissjenn :T Please could you be my personal financial advisor? :cool:0 -
Cheers m'dear.
I always finding giving financial advice so much easier than getting off my bottom and doing it myself.
...and diet advice.
...and exercise.
...oh don't forget housework, or studying or not wasting time on internet
:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Woot! Past the 12% mark then - well done you!!!
Oh, and the Butternut squash conversation had me in stitches so thanks for that! :rotfl:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Thanks EH...It'll be gone at speed.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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Well done you - sounds like you are doing absolutely fab! Hope the person who tried to get you fired gets what coming to them! Not a nice place to be!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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