We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

chewits - the debtquake monster is coming

Options
1535456585986

Comments

  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Or ones that have been advertised by umpteen agencies or one that never existed at all. :mad::mad::mad:

    I applied for this in March - so that's only 7 months :eek:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kissjenn wrote: »
    Or ones that have been advertised by umpteen agencies or one that never existed at all. :mad::mad::mad:

    I applied for this in March - so that's only 7 months :eek:

    I sooooo know that feeling!

    Commiserations mrscmr - I often have that experiece

    Glad you have an interview that is great news - great morale boost too! Glad your central heating is fixed too :j:j:j
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    SB feeling ill so no school day.

    OH feeling a tad dodgy but went to RNIB where he picked up his shiny new "How to Read Braille Primer" hmmmm in Braille. That's a bit like a how to read Sanskrit book written in Sanskrit!! Now they're ordering us the other book "How to Read Braille" in printed English so I can translate. Still 1 step forward.

    Also saw nice benefits lady and she thinks he should appeal his lower rate mobility decision. So amazingly that was done, signed and sent this afternoon.

    Had to abandon theatre as two boys are still a bit unwell so quiet night at home.

    And definately, absolutely, indefatigably come to the conclusion that archaeology is pants. Not an Indiana Jones in sight just buckets and buckets of paleofecal matter.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got somewhere with the benefits people!

    At least RNIB are trying to help you.

    Sorry SB not well - hope things improve....

    Hope tomorrow is a better day
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Thanks SH.

    Tomorrow will be an "interesting" day!!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi KJ sorry you are still having it so rough! Hope things get better soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    u oK? try to have a good w/end!x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Thank you both. Things are getting better, it's all two steps forward one step back BUT it means we're moving forward.

    Sorted some stuff out with CAB which made me feel better. Loads to do next week. So having a quiet weekend and will do proper catch up with emails and web on Monday.

    Hope everyone else is having a good weekend.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad things are coming together a bit
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Big day tomorrow.

    Pre-interview meeting with agency and the CAB qualifying interviews in afternoon.

    Nervous about both. Part of me wants to be really positive and bouncy about interview practice and always good to get feedback BUT part of me thinks if they give me helpful feedback which I worry over all night then I'll panic on Wednesday etc etc etc. Agh....and I used to be indecisive.

    Also had to send cheque for £45 to uni for missing degree cert. I'm convinced the dog's had it - it simply vanished overnight and short of the Borrowers trying out for a job can't think where else it could be.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.