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chewits - the debtquake monster is coming

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Comments

  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jenn - sorry you didn't get the job. I know that 2nd feeling well. I went for a public sector job - and came 2nd despite having higher scores - they gave it to the internal candidate that had been eliminated at an earlier stage!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Now this is a big secret BUT

    I've just been offered a job. A big, messy project.

    References etc being done over next few days so hush hush until then - don't want to jinx things :eek:.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just popping in from the world of chaos! any job is a good one! i have a messy one myself which i need to get teeth into starting next week if all is well. its only 4 weeks work but !!! hey ho!

    wishing u best of luck... can u believe its nearly november? xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh - exciting...but shhhhhh, won't say any more just in case. Fingers are crossed for you though!

    Sounds like you've got a busy time coming up with the properties too - honestly, can't understand what on earth makes anyone think that they can possibly be entitled to live their lives at someone elses expense - just seems that there are so many folk out there these days though who do seem to feel that the world owes them a living.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    kissjenn wrote: »
    Now this is a big secret BUT

    I've just been offered a job. A big, messy project.

    *sneaks in like a ninja*

    :j WOO!! :j

    *sneaks out again*
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    flying_fresian wrote: »
    *sneaks in like a ninja*

    :j WOO!! :j

    *sneaks out again*
    what she said :rotfl::T:T:T:T:T:T:T:T:T:T:T:T:T :jReally pleased for you. Hope everything goes thro okay and quickly!

    Well done mrsC too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    elfwhistlelight.gifStill waiting...and we all know how patient I am :rotfl:
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    kissjenn wrote: »
    elfwhistlelight.gifStill waiting...and we all know how patient I am :rotfl:
    Looks just like you.....

    :rotfl::rotfl::rotfl:
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    This is a better likeness

    elf_back.gif
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope they get back to you soon - not sure I can cope with more mooning LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
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