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chewits - the debtquake monster is coming

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Comments

  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    great that you are enjoying it. Glad things are looking up at last - and hopefully you will have some money come in ready for xmas!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    The agency say I can bill at any frequency so going to try and get timesheet signed on Friday and submitted to test the process. If that works then the money is as well in my account than in the agency's...MSE?
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    very mse - I love weekly pay! Unfotunately I am not weekly paid in this job....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    They hinted that "senior" staff usually like it monthly and "junior" like it weekly - stuff that...I'll have it whenever it's going.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If you're in-situ at the Gyle does that mean we can do lunch?

    Glad to hear that it's all going ok!
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Yup....lunch or dindins. I could bring the car up one day if you want to head after work.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The Chinese buffet place is surprisingly tasty....but you do want a nap afterwards!

    I could always sneak you into my canteen for cheapish treats :D Heavily subsidised Starbucks is one of the few perks!
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Sounds good for Chinese. After work or during the day?
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    kissjenn wrote: »
    Sounds good for Chinese. After work or during the day?

    Up to you. I can do either. Just let me know a day that suits!

    If you're still wanting the golfy item I bought on impulse then you might want to do it after work - if you run me home I can give you the golf game. It's flipping huge and would be hard to get home on the bus/train!
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi KJ are you okay?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
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