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chewits - the debtquake monster is coming
Comments
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great that you are enjoying it. Glad things are looking up at last - and hopefully you will have some money come in ready for xmas!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
The agency say I can bill at any frequency so going to try and get timesheet signed on Friday and submitted to test the process. If that works then the money is as well in my account than in the agency's...MSE?:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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very mse - I love weekly pay! Unfotunately I am not weekly paid in this job....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
They hinted that "senior" staff usually like it monthly and "junior" like it weekly - stuff that...I'll have it whenever it's going.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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If you're in-situ at the Gyle does that mean we can do lunch?
Glad to hear that it's all going ok!0 -
Yup....lunch or dindins. I could bring the car up one day if you want to head after work.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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The Chinese buffet place is surprisingly tasty....but you do want a nap afterwards!
I could always sneak you into my canteen for cheapish treats
Heavily subsidised Starbucks is one of the few perks! 0 -
Sounds good for Chinese. After work or during the day?:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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Sounds good for Chinese. After work or during the day?
Up to you. I can do either. Just let me know a day that suits!
If you're still wanting the golfy item I bought on impulse then you might want to do it after work - if you run me home I can give you the golf game. It's flipping huge and would be hard to get home on the bus/train!0 -
Hi KJ are you okay?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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