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chewits - the debtquake monster is coming
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Just caught up with your news - fantastic stuff! Well done you! :beer:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Looks like Thursday.
SH - whats jls??:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
JLS- is the group that came second on xfactor last year - and has had a number one already
Good luck for ThursdayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
hi kissjenn.... lloooooooong time no speak/post etc
hope u r well... just been catching up and big massive congrats on job! well DONE! all your hard work paid off !!!!! YAY U!
we must get back on track at somepoint but life just wizzing past sooo fast.
i have a small amount of work at mo which is good and hoping for more in the new year!
:-)Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hello MrsMcr...Job is now definite. Start Thursday for 6 months and builders start tomorrow, should be an interesting few days :eek:
We must catch up properly and discuss projects soon.
How are things with you - are the two incomes bringing in enough for you?:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Hi Jenn
Did you start today then? How did it go? Hope it was okayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
Start date postponed until Monday. I was not the warm, fuzzy lets all have a hug person the agent wanted me to be on Wednesday at 3:45pm when she told me not to turn up the next day. So now being ignored by this person but their contract dept sent me a new contract so looks like Monday is definately (maybe) on!!
Hope your job is going better than this.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Hi jenn - oh well at least you have a contract and revised start date. Not fun tho is it when they mess you around like that! Doesn't leave a good taste in your mouth!
Hope Monday goes well - I am sure you are more than busy enough at the mo anyway so hope that you enjoyed the extra 2 days at home!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
New job is fab. So tired last night but a lot brighter this evening...now feet just need to get used to booted and suited shoes again
New shop person is doing great. Phone line goes in this week and equipment bought via Quidco where poss...not much cashback but every little helps.
Builders have ripped out and replaced bathroom suite. New shower is about 1m wide and looking great. Tiler started today so may have functional room by end of weekend.
Two sets of OU essays due by end of month so desperately trying to read the books on the train.
And that, as they say, is that for now...phew!:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
So glad you're enjoying it Jenn - makes all the difference when you're in a job you love!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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