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chewits - the debtquake monster is coming
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Hi
Sorry all. New job very busy and then came down with one of these awful vomiting bugs last week. Not good in new job but only made it half way to work and then it got unpleasant. To cap it all we woke up to find our cat had passed away during the night so crappy week all round.
So apologies for missing the meet and not being around...I will try to improve.
KJ:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Oh Jenn, so sorry you've had such a rough week. Apart from being ill how is the new job going though? It's awful having a dramatic start to a new job - the day after I started in my current job I went out in the morning to go to work to find my car had been broken into! Thankfully my boss was great about it and let me make phone calls to get the damage repaired etc but it was still a pain.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
hi kj sounds a really tough week - hope things improve soonAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
Thank you both. Things will be hunky dory next week...I can feel it in my water.:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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Hi KJ - long time no speak. I've been computerless since August so have a lot of catching up to do. Have only read last page so far and see you've had a rough time last week. Hope things have been better this.
I'll catch up properly soon
SM xThe person who moves a mountain begins by carrying small stones.
Diet loss starting Sept 2019 0/80lbs:eek::o
Proud to be No. 47 of the DMP mutual support club
DFW Nerd #380. Proud to be dealing with my debt0 -
Hi all,
I hope everyone has a wonderful Christmas and very very prosperous New Year.
Work is a bit mad but challenging and fun. Now trying to fit everything in before Christmas.
KJ:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
hi kj glad you are okay - seasons greetings to you too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250 -
hi KJ
sorry not been about.. having mad time of life since OH went away.
Seems i am only 1 person and not 4 but need to be 4 people sometimes.
just wanted to wish u happy christmas and hoping 2010 is a more positive year.
hugs and xxxx to u and ur family
xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hi MrsCMR
Our lives seem to have gone a bit manic. I spend last week in Europe and got stranded there, this week I've been snowed in last 2 days.
Still we're still going, being strong and somehow making it work.
Hurrah to us I say.
Have a fab time over the hols and 2010 WILL be a fantastic year...we can maybe pick up our project again...starting from Jan?
KJ:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
Merry Christmas when it comes!0
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