chewits - the debtquake monster is coming

savingholmes

kissjenn wrote: »

Time at home is good. What I'd love - but cannot have is a magic calendar saying you will be out of work until x. Then I can enjoy the time now and know I can or can't sign up for things. Problem with being a control freak I think ....

We will all get there. Stronger for this experience and empathetic with others who have gone thro it.

Yeah well as a fellow control freak - I completely understand that. :rolleyes: Uncertainty is the hardest thing. If I was happy being a housewife - then I could perhaps settle into it and live with it. We couldn't afford to stay in this house tho (not long term) - and would lose loads of the equity we had when we bought the property that is not in it right now!:eek: However, I think of myself as someone who was made to work - I hate being at home!

I have to make such an effort to slow myself and enjoy the kids, and find things to enjoy in my day but I find it hard. I don't have enough friends either to fill my day - I perhaps see a couple a week but that isn't enough for me! I've added in trying to write a story and belly dancing. I am also singing at church tomorrow and do sunday school occasionally but it is not enough.

I soooo related to your comments about the star charts.... I need praise and recognition and struggle to get it at home.... altho my OH and kids are great.

kissjenn

I'm coming up with substitution activities to avoid anything remotely approaching housework. There's desperation and then there's cleaning :eek:

savingholmes

kissjenn wrote: »

I'm coming up with substitution activities to avoid anything remotely approaching housework. There's desperation and then there's cleaning :eek:

With you there... I had sneakily kept my cleaner until this week (at £22 a week):o. My OH thinks she's worth every penny (as do I). I hate cleaning and I am worried about the state my house will fall into now I haven't got her any more but I can't justify keeping her when I am on £64 a week LOL!

I have promised her and the family we will get her back as soon as poss. I think if my house was tidy I would feel less of a fraud being at home all day - when I was working I used to say I was so busy I couldn't fit it in. Now I've run out of excuses... But the house still isn't tidy. Luckily my OH is the opposite of me in that he is quite laid back - that also means he doesn't have a go at me about the state of the house - but unfortunately it also means that he doesn't do much about it either!

kissjenn

Ours left a couple of weeks after I was made redundant. Think she was scared I'd catch her doing naff all which is exactly what she was doing. Thing is I didn't see it as I was away all week and the collective power of the brood undid anything by the time I arrived back. So that was £56pw saved and no guilt.

We're all too laid back, just don't give a monkey's. So long as washing and kitchen are okay we can cope round the rest. The husky brings in souveniers from the garden so every time we hoover she redecorates an hour later. Given the fact the work on the house should start soon - being saying that for a year - then we'll be living in a building site for months. If it gets to bad SB and OH can be evacuated to Dad's; that'll teach them :rotfl:

savingholmes

£56 a week makes my £22 sound positively modest!:rotfl:

I am in your option 1 and option 2 mode today. I have an interview tomorrow but if I got the job it would wreck our quality of life but ease the financial burden. A whopping £500 would go a month tho in commuting and childcare! Chances are I would be out up to 12 hours a day - not good and DD (6) would be in childcare 10 hours a day!:eek: I am trying to work out next how much would actually be left after living costs to pay of debts.... (off to work it out)...

kissjenn

That's so tough.

Have you done your sums yet?

savingholmes

Did my sums and would be able to pay a significant amount off the debt during the time I had the job - so can't ignore it as an option. Dreading the idea of 12 hours days - but hopefully that is a worse case scenario - I might not even get it anyway.

Have applied for a few more jobs....

kissjenn

Is it for a fixed period? Sometimes it easier if you know it's for set time.

savingholmes

It's a maternity cover but likely to be 10-12 months I think.... Quite a long time for such a long journey... 4-6 months I could probably deal with better - altho 10-12 month security would be nice and might help me get thro to the other side of this recession.... In that time if we were very disciplined we could also get quite close to being debt free

But hey this is all supposition, still need to be offered the job LOL

kissjenn

Fingers crossed you get offered it. Then you can work out the pros and cons...a year of poo to come out debt free might be a price worth considering.