First Direct

never-in-doubt

Andy_Ches wrote: »

Let's hope they over turn the decision for you mate

On another note I have actually opened an account with Lloyds this week :eek::eek:

cheers matey :beer: I hope they overturn it too.... will keep u updated

Nice one, was it a full account with debit card/od etc or just the basic one?

Andy_Ches

never-in-doubt wrote: »

cheers matey :beer: I hope they overturn it too.... will keep u updated

Nice one, was it a full account with debit card/od etc or just the basic one?

My family and friends are with Lloyds so just thought it would be easier for them and me when transferring money etc.

But, it could only happen to me...they have opened me two bank accounts, both with visa debit cards and cheque books...so got an appointment tomorrow to close one down! Only 1 credit search though, have already checked that! :rotfl:

never-in-doubt

Andy_Ches wrote: »

My family and friends are with Lloyds so just thought it would be easier for them and me when transferring money etc.

But, it could only happen to me...they have opened me two bank accounts, both with visa debit cards and cheque books...so got an appointment tomorrow to close one down! Only 1 credit search though, have already checked that! :rotfl:

LOL, the irony of it mate - nice one! did you get o/d or anything else offered like a CC? sorry just being nosey - i got a cifas from lloyds - they do me 'ed in matey!

Andy_Ches

never-in-doubt wrote: »

LOL, the irony of it mate - nice one! did you get o/d or anything else offered like a CC? sorry just being nosey - i got a cifas from lloyds - they do me 'ed in matey!

I didn't ask for an O/D limit or CC, just the account for now.

BTH, the service has been great apart from the duplication. But you know from what I say I'm HSBC through and through for my sins!

never-in-doubt

Andy_Ches wrote: »

I didn't ask for an O/D limit or CC, just the account for now.

BTH, the service has been great apart from the duplication. But you know from what I say I'm HSBC through and through for my sins!

well, I was too (hsbc through and through) until they told me to apply for their CC and declined me after 20 days (found out yesterday after applying the same time as 1st direct)..... am not a happy bunny :mad:

Andy_Ches

never-in-doubt wrote: »

well, I was too (hsbc through and through) until they told me to apply for their CC and declined me after 20 days (found out yesterday after applying the same time as 1st direct)..... am not a happy bunny :mad:

lol they were strange with me like that.

"" You can apply for the credit card Mr. Customer you tick all the right boxes of bring accepted ""

DECLINED :eek:

mparter

I'm moving away from RBS and thought I'd apply with BoS, but got turned down. I then applied with A&L, got accepted but then subsequently read that they were pants. After some more research I settled for a First Direct account.

A& took ages to send me any welcome pack or other details. I only applied for the FD account online last week and got my welcome pack last week, complete with a £500 O/D which I can't recall asking for but never mind :beer:
Just need to cancel my A&L account and cancel their switching process before it get's confused with First Direct trying to switch DD's and SO's.

Andy_Ches

mparter wrote: »

I'm moving away from RBS and thought I'd apply with BoS, but got turned down. I then applied with A&L, got accepted but then subsequently read that they were pants. After some more research I settled for a First Direct account.

A& took ages to send me any welcome pack or other details. I only applied for the FD account online last week and got my welcome pack last week, complete with a £500 O/D which I can't recall asking for but never mind :beer:
Just need to cancel my A&L account and cancel their switching process before it get's confused with First Direct trying to switch DD's and SO's.

£500 o/d comes with FD as standard.

never-in-doubt

mparter wrote: »

I'm moving away from RBS and thought I'd apply with BoS, but got turned down. I then applied with A&L, got accepted but then subsequently read that they were pants. After some more research I settled for a First Direct account.

A& took ages to send me any welcome pack or other details. I only applied for the FD account online last week and got my welcome pack last week, complete with a £500 O/D which I can't recall asking for but never mind :beer:
Just need to cancel my A&L account and cancel their switching process before it get's confused with First Direct trying to switch DD's and SO's.

The £500 od comes as standard. You've not got account yet either - wit til you get text alert or cards through post! I went as far as you and got declined so do not close your other account yet!

Good luck with the 1st direct application - keep everything crossed as they are the number one bank and hardest scoring as well by all accounts..... :eek:

mparter

never-in-doubt wrote: »

The £500 od comes as standard. You've not got account yet either - wit til you get text alert or cards through post! I went as far as you and got declined so do not close your other account yet!

Good luck with the 1st direct application - keep everything crossed as they are the number one bank and hardest scoring as well by all accounts..... :eek:

Thanks mate but I've definetly got the account. The letter told me I had an account, I had to phone up to activate and then go through some security questions and I've been on the internet banking site. I then got a text message after 11pm tonight.

Fingers crossed it works out for you mate.