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First Direct

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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    stephane wrote: »
    Good luck...but I think you'll get same kind of answer as Innocent...not enough for them to process as all their applications are done manually..

    I will call up in the morning and I think the account opening team will tell me yay or ney
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I'd be pleasantly surprised if NID calls and has been accepted.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stephane wrote: »
    Good luck...but I think you'll get same kind of answer as Innocent...not enough for them to process as all their applications are done manually..

    Ahhh you're right lol..... shame will ring tomorrow I guess....

    Told me I need application team and to ring between 8am to 9pm :eek:

    Part timers pah! :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I'd be pleasantly surprised if NID calls and has been accepted.

    cheeky !!!!!! - pleasently SURPRISED indeed? hehe - will let you know tomorrow mate! text me when you find out, i'm working all night so may be in bed tomorrow and won't log in - just text either way and then i'll ring and text you back mate with my [STRIKE]decline[/STRIKE] decision! :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Ahhh you're right lol..... shame will ring tomorrow I guess....

    Told me I need application team and to ring between 8am to 9pm :eek:

    Part timers pah! :rotfl:

    Give them until lunch time tomorrow...
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What are First Direct like when it comes to application processing now adays.

    I applied 2 years ago thinking it would be a easy being a HSBC customer however it turned out to be quiet difficult.

    Basically I was grilled by an underwriter, I thought I was on trail for murder or something in the end i told them to duck it !!
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stclair wrote: »
    What are First Direct like when it comes to application processing now adays.

    I applied 2 years ago thinking it would be a easy being a HSBC customer however it turned out to be quiet difficult.

    Basically I was grilled by an underwriter, I thought I was on trail for murder or something in the end i told them to duck it !!

    Bloody hell stranger - now there's a blast from the past!

    You alright mate? :beer: :beer:

    Well funny you say that, I was saying to stephane last week that someone I know who banks with them got grilled when they went for a loan, they were asked how many cigs they smoked etc - the lot (towards outgoings I s'pose).... it was nuts back then..... :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Bloody hell stranger - now there's a blast from the past!

    You alright mate? :beer: :beer:

    Well funny you say that, I was saying to stephane last week that someone I know who banks with them got grilled when they went for a loan, they were asked how many cigs they smoked etc - the lot (towards outgoings I s'pose).... it was nuts back then..... :D

    Hello Niddy im very good thanks how are you?

    Well when I applied first direct they called my employer asked how long id worked there then insisted they wanted to be put through to me :eek:
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cheeky !!!!!! - pleasently SURPRISED indeed? hehe - will let you know tomorrow mate! text me when you find out, i'm working all night so may be in bed tomorrow and won't log in - just text either way and then i'll ring and text you back mate with my [STRIKE]decline[/STRIKE] decision! :D

    When I say surprised I mean that you have had a decision and I haven't lol
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    stclair wrote: »
    Hello Niddy im very good thanks how are you?

    Well when I applied first direct they called my employer asked how long id worked there then insisted they wanted to be put through to me :eek:

    I hope they dont call mine tomorrow as Im not in until 1pm.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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