First Direct

TheEffect

I also noticed I did not wait six months.

I last applied on 06/08/2009 meaning I was meant to wait until 06/02/2010. I applied on 16/01/2010.

stella2009

If that was me looking at that now I'd have to get on the blower and shout 'Apply' down the phone..................

never-in-doubt

TheEffect wrote: »

I also noticed I did not wait six months.

I last applied on 06/08/2009 meaning I was meant to wait until 06/02/2010. I applied on 16/01/2010.

I thought the august app was redone from the June app ?? Remember you had problems didn't you mate? I can't remember it all but thought it was your second app.....

TheEffect

They sent me a written letter stating I can apply on or after the 6th February, so I just followed that date, though I got it wrong and thought it was 6th January. Oops, still, doesn't matter now.

stella2009

NID - I think your going to break under the pressure here and apply...............

never-in-doubt

stella2009 wrote: »

NID - I think your going to break under the pressure here and apply...............

LOL, nah - I won't. I know for a fact it will be declined so have to wait til Feb, nothing I can do lol :beer:

TheEffect

I just phoned and requested a cheque book. Debit Card was sent out yesterday so should be here tomorrow.

I am going to keep my HSBC account open, even though I wont be using it. I may open a student account when I start university in September, however I have no need for an overdraft (have savings that I'll use for university + loans/grants).

TheEffect

Does anyone know if you can use the automated machines in HSBC with FD cards?

never-in-doubt

don't start showing off now young man! lol

TheEffect

I'm genuinely asking whether they can be used.