First Direct

never-in-doubt

TheEffect wrote: »

I'm genuinely asking whether they can be used.

LOL, you gotta get the card yet mate :rotfl::rotfl::rotfl:



Niddy wonders if 1st D have an AVU like Natpest! Gutted!

TheEffect

What's an AVU?

stella2009

never-in-doubt wrote: »

don't start showing off now young man! lol

LOL

NID - You really need to get into the FD club mate ;-)

TheEffect

stella2009 wrote: »

LOL

NID - You really need to get into the FD club mate ;-)

:rotfl::rotfl::rotfl::rotfl:

izools

TheEffect wrote: »

What's an AVU?

They are the people at RBS group that, once an application has gone through the conveyor belt of initial elegibility checks, Equifax checks, identity checks, Experian checks, employer checks, right at the end of the production line even after the debit card has been sent out, pick up the application and go "You know that account we agreed to open and sent you a card out on? Well, you can't have it any more. Tough titties!"

(Short answer : Application Verification Unit)

onlypaddy

TheEffect wrote: »

I'm genuinely asking whether they can be used.

yeah, you basically use HSBC branches if you need branch services. machines work for paying in cash/cheques/coins (if they have one)

for some services you may need to call in advance but im not sure what they are. probably just the norms like large cash withdrawals.

never-in-doubt

TheEffect wrote: »

What's an AVU?

You bloody well know fine lol - application verification unit (at RBS)... the bugga's that keep declining me lol :rotfl:

TheEffect

Card, cheque book and welcome package came today. I phoned them to 'activate' the account (it was already working fine) and they asked if I wanted an overdraft. I asked for £250 (interest free) which they agreed to, without a credit check (they looked at my HSBC account).

stella2009

TheEffect wrote: »

Card, cheque book and welcome package came today. I phoned them to 'activate' the account (it was already working fine) and they asked if I wanted an overdraft. I asked for £250 (interest free) which they agreed to, without a credit check (they looked at my HSBC account).

LOL

Talk about rubbing it in a little bit more!!!!

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

TheEffect

:p:p:p:p:p:p:p
:A