First Direct

stella2009

never-in-doubt wrote: »

Indeed I am but to be honest I may send a SAR to HSBC first and see exactly what they have about me and why they are playing silly-beggars and also SAR CIFAS just to ensure my entries have dropped off.

I just want a FD account lol

LOL

Hang in there.

It's worth the wait! LOL

izools

Yah... Probs best to wait until the CIFAS & searches have dropped off, surely?

Just don't consider Barclays in the mean time

never-in-doubt

izools wrote: »

Yah... Probs best to wait until the CIFAS & searches have dropped off, surely?

Just don't consider Barclays in the mean time

Hmmm, I know I will wait for the cifas to drop off, no doubt in that (I reckon that is why I got declined last may personally).....

My searches actually stand at 86 dated October 09, but remember last Nov/Dec was when I had my little paddy-fit with Lloyds/HBOS and I applied for HBOS 30 times in a week for 5 weeks in a row :eek: :eek:

Those searches will mostly be gone by now :rotfl:

stella2009

never-in-doubt wrote: »

Hmmm, I know I will wait for the cifas to drop off, no doubt in that (I reckon that is why I got declined last may personally).....

My searches actually stand at 86 dated October 09, but remember last Nov/Dec was when I had my little paddy-fit with Lloyds/HBOS and I applied for HBOS 30 times in a week for 5 weeks in a row :eek: :eek:

Those searches will mostly be gone by now :rotfl:

When is the CIFAS due to drop off??

never-in-doubt

stella2009 wrote: »

When is the CIFAS due to drop off??

Which one? lol :rotfl: :rotfl:

I currently have 6! I have Lloyds TSB, HBOS and 4 for my bank HSBC! These will be gone soon as i've threatened them with court and they won't want to take me there - after all I won over £10k compo from the CRA's for this exact same problem a few months ago and the bank won't want the same fate!

The other 2 (the real ones) drop off in feb....

I was incorrectly linked thus the cifas etc - last year (at its worse) my credit file had 50+ defaults, 10 cifas and hundreds of searches lol - only the searches were mine!

TheEffect

Still nothing showing up on Internet Banking. I doubt anything will happen now, as it's past working hours. Hmm.

never-in-doubt

TheEffect wrote: »

Still nothing showing up on Internet Banking. I doubt anything will happen now, as it's past working hours. Hmm.

Have you rung and asked for your account number, as you were told earlier that someone would ring you before the close of play with it....

Worth a try mate Put your mind at rest, one way or another :D

Innocent_Guy

Im thinking of applying..... Have over 4k in HSBC current account......?

eschaton

Had FD account for nearly a year - absolute waste of time.

Close it when I get round to it.

eslick

eschaton wrote: »

Had FD account for nearly a year - absolute waste of time.

Close it when I get round to it.

why?

have been with them for 10 years and they are streets ahead of nationwide and a million miles a head of A&L in just terms of internet banking and customer service. There mortgages saved me a fortune at the beginning of 2009.