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Credit Reference Agencies - Really Use Who UPDATE II
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Innocent_Guy wrote: »Experian, usually £125 start limit
JD Williams search all 3 credit refernece agencies not just experian.
They will do a search on internal systems too.0 -
You must be the first person that they have searched all three CRA'sJD Williams search all 3 credit refernece agencies not just experian.
They will do a search on internal systems too.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
JD Williams search all 3 credit refernece agencies not just experian.
They will do a search on internal systems too.
No they do not. They search Experian and sometimes Equifax depends on the data retrieved from Experian. This is proven.
Please post an image of all 3 CRA's (your reports - removing personal data) if you can see a search on all 3 by N Brown (JD Williams)
What do you mean a search on internal systems, what internal systems? All companies search internally to check for customer matching profiles..... but do you mean some other kind of system or what?
2010 - year of the troll
Niddy - Over & Out :wave:
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Any idea which agency gets searched when you apply for a Play.com credit card?0
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danielanthony wrote: »Any idea which agency gets searched when you apply for a Play.com credit card?
Play.com credit card is issued by MBNA so it will be Experian.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
I applied for Next today and they only searched my Equifax, not my Experian (if that helps?!)0
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Nicely said NIDnever-in-doubt wrote: »No they do not. They search Experian and sometimes Equifax depends on the data retrieved from Experian. This is proven.
Please post an image of all 3 CRA's (your reports - removing personal data) if you can see a search on all 3 by N Brown (JD Williams)
What do you mean a search on internal systems, what internal systems? All companies search internally to check for customer matching profiles..... but do you mean some other kind of system or what?
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
It seems although this is now common practice.digitalphase wrote: »I applied for Next today and they only searched my Equifax, not my Experian (if that helps?!)
Did you get accepted?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Nicely said NID
I think NID is right also, I know they report too all three CRA though. :cool:0 -
Innocent_Guy wrote: »It seems although this is now common practice.
Did you get accepted?
Next searched my Brothers Experian and not his Equifax. They searched this back in December.0
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