HSBC Maestro card with £250 cheque limit

msaquib

Any idea if First Direct offer £250 Cheque Cards?

SM

_Andy_

All you need to do is ring 08457 404 404. The web chat people you spoke to have no dealings with service issues.
Personally I can't see why it matters what the cheque guarantee limit is - use Maestro, much easier

CIMA_LOVER

I have spoken to them about it, but all they want to do it do an apllicaiton. I just want information!!!!

KTF

What is it that you want to know though? They have already confirmed that a card is available with a 250 limit and you dont have to upgrade to another account to get it.

CIMA_LOVER

i.e things like,

1) Is there a minimum salary requirement?

2) Do you need a minimum internal score?? (i.e to upgrade for a solo debit card to a maestro debit card you need a score of 40)

3) Is the application credit checked?

4) Do you need to hold certain products for a offer to be issued on your account??

_Andy_

Not being funny, but just ring telebanking and ask them. Really your main concern would be the credit check I assume.
So just ring and ask. Not difficult.

grumbler

I am just curious ...:huh:

Why would anybody need a £250 cheque guarantee card nowadays? I don't remember when I used my card to guarantee a cheque. I only use cheques to send by mail somewhere and AFAIK they cannot be guaranteed in this case.

pin

grumbler wrote:

I am just curious ...:huh:

Why would anybody need a £250 cheque guarantee card nowadays? I don't remember when I used my card to guarantee a cheque. I only use cheques to send by mail somewhere and AFAIK they cannot be guaranteed in this case.

My folks have stalls at various trade shows, where goods are sold to consumers. The amounts vary from £1 to £200+. When people pay by cheque, they require a cheque guarantee card.

Also when paying cheques at shops (I'm sure people still do that, but probably not that many) I think the guarantee cards are required.

CIMA_LOVER

Dear Miss Xxxx

Thank you for your e-message dated 19 March 2006.

Please be advised that we will consider requests for a Maestro Card against a number of criteria. We do require that regular funds of at least GBP300.00 are mandated to your account on a monthly basis.

We would be pleased to consider a further request in three months providing your account operates satisfactorily in the meantime.

I trust this clarifies matters.

Yours sincerely


Mr M Bowden
Manager Customer Credit Services

guynextdoor82

i applied for a natwest account...bring an RBS group employee this morning i recieved servicecard 250 in post...didnt even ask for it

Josh