Sub Prime Credit Thread Part III

Mrs_Ryan

Have discovered Studio catalogue are strange creatures. I went a couple of quid over my limit so paid it off straight away and guess what? They upped my limit AGAIN!!! Its going to get cleared soon anyway - only used it for their Xmas stuff.

sutton111

cifpower wrote: »

Next have lowered my credit limit to..... £0! I tried to order something last week and got a letter this morning informing me of their decision but it does say they will continually review my account and my limit.

Brian1966 wrote: »

Next are wierd. Opened my account on 31st Oct, Limit £250, spent £120 Limit showing at £300.
Got my paper statement and credit agreement last Saturday, paid Monday and posted agreement. Limit now showing as ZERO
Not bothered as don''t need it but bloody annoying :mad:

Next are very strange. Online my limit says £0.00 it never changes. But when I ring their credit department, they tell me my limit is £600. They've also sent me a Directory card.

Brian1966

sutton111 wrote: »

Next are very strange. Online my limit says £0.00 it never changes. But when I ring their credit department, they tell me my limit is £600. They've also sent me a Directory card.

Cheers Sutton.
Makes me feel a bit better knowing that zero limit online may not actually mean zero.
Will wait for paper statement and see what that says

sutton111

I wonder why NID has thanked ever post besides mine. :rolleyes: Nevermind.

izools

There you go, have some thanks from me

never-in-doubt

sutton111 wrote: »

I wonder why NID has thanked ever post besides mine. :rolleyes: Nevermind.

Where mate? Sorry wasn't intentional

I did wonder where you'd got to - not seen you in ages......

never-in-doubt

Just went back and thanked as many as I can find - show me proof! lol

ElkyElky

I almost bought a car today, despite not taking my driving test until Feb. Withdrew the cash from my savings and had a last minute change of mind, so back my money goes into the bank.

I want an Aston Martin but will have to wait until I've won the lottery. There is nothing more sexier on this planet than an Aston Martin DBS Volante, £172,000 of pure amazing engineering. Mmmm. :smileyhea

Innocent_Guy

Brian1966 wrote: »

Cheers Sutton.
Makes me feel a bit better knowing that zero limit online may not actually mean zero.
Will wait for paper statement and see what that says

Mine is always zero online.....

Innocent_Guy

plumber2009 wrote: »

4 defaults totaling 24,000 2-3 yrs old (paid back about 12,000)
total

satisfactory (active) lines of credit

vanquis 1000 limit
barclaycard simplicity 900 limit
capital one classic 1700 limit
hsbc card 5500 limit
jacamo 200 limit
hsbc loan 15000
welcome loan 4500

2 defalted loans
2 defaulted cards
cos I lost my job 3 yrs ago. I have been rebuilding my credit back up since i got new job and cleared a lit of debt in the process.

Cheers mate, I may switch back to HSBC although my o/d with them is alot lower than my other accounts