Sub Prime Credit Thread Part III

izools

Hey congrats!!

Nice looking card, isn't it?

ElkyElky

I have no idea about the saving. Wont know for sure until the time comes.

Innocent_Guy

CHANGEyourMP wrote: »

It wasn't my account, it was my o/h, they had gone into once by accident.

BUDGET PROPERLY, IS THAT WHAT YOU DID TO END UP SUB-PRIME!:A

For your infomation I am subprime because I had/have no credit history. Luckily I have never been reliant on credit so have never needed it.

So to answer your question is that I did end up sub prime from budgeting properly! :rotfl:

When are you actually going to start offering some proper advise? Or do you just come on here to release some of your daily stress? :T

Innocent_Guy

joel10873 wrote: »

hooray lovely shiny new barclaycard initial turned up today

Nice, I want one!

Innocent_Guy

ElkyElky wrote: »

I passed my car theory test today (only just!) and quickly scarpered to the BSM office to book a fast track course thing. £620 split between two credit cards and I'm now dreading looking at the balance on online banking.

I had plans on using my savings to make a large purchase in June however I'm now thinking about using it to pay off the credit cards. Doing that will save me a ton in interest but I won't be able to buy what I wanted come June. Can't decide what to do!

Well done!

Personally I would clear the credit cards off and the payments you would have made to the credit cards stick in savings?

Dannydebt

Quick Question................

I have a Capitalone, Aqua and Vanquis card, now one of my friends says that Capitalone is NOT subprime card compared to the other two, he also said that LLoyds TSB do a subprime card now as well ?, he says it is called DUO and is 2 cards on one account.

I have looked at the Lloyds website and there is a DUO card but I dont see anywhere that it says sub prime or for people with poor credit historys like Aqua etc.

PROLIANT

Dannydebt wrote: »

Quick Question................

I have a Capitalone, Aqua and Vanquis card, now one of my friends says that Capitalone is NOT subprime card compared to the other two, he also said that LLoyds TSB do a subprime card now as well ?, he says it is called DUO and is 2 cards on one account.

I have looked at the Lloyds website and there is a DUO card but I dont see anywhere that it says sub prime or for people with poor credit historys like Aqua etc.

Your mate is telling porkies.

Dannydebt

PROLIANT wrote: »

Your mate is telling porkies.

I had a feeling he was, I like the DUO one but I have like NIL chance of getting it !.

PROLIANT

Dannydebt wrote: »

I had a feeling he was, I like the DUO one but I have like NIL chance of getting it !.

Yes, it is a high scoring card, your capital one visa is a subprime card - if it is the classic visa?

izools

Yeah your mate is definitely talking porkies.

He might be getting confused because Capital One offer Prime cards as well as sub prime, but their VISA card is Sub prime fo' sure

Re: Airmiles Duo - very prime! Hard to get cards...