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Sub Prime Credit Thread Part III
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All is good. Just waiting impatiently with baited breath for the post man to bring me my sparkly new Barclaycard so I can bask in it's glory (And of course call CS to set up a DD for the full amount
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Your good self?Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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I got a phone call from MBNA this morning.
They said I was automatically declined because their computer had changed my address format, making it look like I was living elsewhere... so they couldn't find any information on my credit report because of that.
I believe it was an underwriter who phoned me, he said he can't accept my application because I'm not studying a degree. Which I told him I will be come September next year, he said I should reapply then. He said the application would have been accepted had I been on a degree course right now.
I guess that's good news in its own merit - he wouldn't have said that if my credit rating was poo?
Oh well, I guess I'll just have to stick with Sygma in the mean time. I'll try my luck for a 3rd credit card with them very soon. I bloody hope MBNA will be sending back those documents I sent them.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
I got a phone call from MBNA this morning.
They said I was automatically declined because their computer had changed my address format, making it look like I was living elsewhere... so they couldn't find any information on my credit report because of that.
I believe it was an underwriter who phoned me, he said he can't accept my application because I'm not studying a degree. Which I told him I will be come September next year, he said I should reapply then. He said the application would have been accepted had I been on a degree course right now.
I guess that's good news in its own merit - he wouldn't have said that if my credit rating was poo?
Oh well, I guess I'll just have to stick with Sygma in the mean time. I'll try my luck for a 3rd credit card with them very soon. I bloody hope MBNA will be sending back those documents I sent them.
Hi, Just wanted to ask can a student apply for a mbna card or do you have to be employment?0 -
TheEffects wrote: »Hi, Just wanted to ask can a student apply for a mbna card or do you have to be employment?
Students can apply but you have to be studying a degree course. I don't think they mind unemployed students applying either.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
evening troops
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Evening!
Still no Barclaycard
How long do they normally take to come through?
Post seems to be OK because today I got a letter from EDF engergy dated 4th Nov (yesterday)...Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Well I've just booked myself onto a fast track driving course, will certainly be a nice addition to my credit card balance.
The only thing not so fast about it is having to wait until Jan to do the test.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Evening.....Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Evening.....
ya-right matey? :beer:
Got my Coventry card yesterday - its not bad actually! CallSave Money Manager 2 (with visa debit card)....... took about a week in total. Very impressed....
2010 - year of the troll
Niddy - Over & Out :wave:
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Well done, did you get any o/d? Did they credit check ya?never-in-doubt wrote: »ya-right matey? :beer:
Got my Coventry card yesterday - its not bad actually! CallSave Money Manager 2 (with visa debit card)....... took about a week in total. Very impressed....
How are you anyway?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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