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Sub Prime Credit Thread Part III

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  • puppywalker23
    puppywalker23 Posts: 42 Forumite
    My credit history must be getting better.
    At present have a Littlewoods and Very account.Vanquis,Capital one cc.Yesterday got accepted for RBS Royalties account no overdraft though.
    Forgot I applied for an Accessory Card end of last week,got a call a few minutes ago as I put other as my employment,they wanted to check a few details and the lady said that was fine,they will post out the documents to sign,I was so shocked that I was accepted forgot to ask the Apr and what my limit was.Will have to wait and see now.
    Credit Cards, Vanquis £3000 Capitalone £1500
    Accessory(sygma) £1250
    Littlewoods £2900,Very £1600
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Does anyone have any news on sub prime lending at the moment, i.e new cards, loans etc?
    Seems to be between Capital One and Vanquis at present, Provident being a runner up.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PROLIANT wrote: »
    Does anyone have any news on sub prime lending at the moment, i.e new cards, loans etc?
    Seems to be between Capital One and Vanquis at present, Provident being a runner up.
    Just got accepted for Aqua! Things are deffo looking up! :j
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I am shocked I have been accepted! I only applied because TheEffect said they were stopping applications soon! Sooo Pleased.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • claire6hy
    claire6hy Posts: 967 Forumite
    stopping applications???
    why?
    THANK MEEE:j
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    claire6hy wrote: »
    stopping applications???
    why?
    Not sure why, just what was said
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • fawinds
    fawinds Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Innocent_Guy wrote: »
    Just got accepted for Aqua! Things are deffo looking up! :j

    Congratulations!!! :beer:
    Have you received the credit agreement? Did they tell you the limit?

    As I have written in other posts, I was turned down, but appealed and was accepted.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    fawinds wrote: »
    Congratulations!!! :beer:
    Have you received the credit agreement? Did they tell you the limit?

    As I have written in other posts, I was turned down, but appealed and was accepted.
    I only spoke to underwriting tonight when I called for a progres update. Start limit £300 I think ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    I only spoke to underwriting tonight when I called for a progres update. Start limit £300 I think ;)

    Mate tell em to keep it and get the HSBC card now :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Congratulations Innocent! Im happy that you've succeeded, there's hope out there for sub prime hopefuls!
This discussion has been closed.
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