We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Sub Prime Credit Thread Part III

1…719720722724725…804

Comments

  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    TheEffect wrote: »
    HUGE thanks to N-I-D!

    A HSBC underwriter phoned today and said they've granted my request for a £100 overdraft via my appeal letter. It's showing up online now. Yippee!

    See it worked out in the end.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well after months of applying for an iPhone, I finally got accepted!!! :j

    I have applied for a HSBC Current account still no joy and I got the same response from Halifax and Vanquis too.:mad:

    Vanquis have also turned me down. :mad:

    I want to appeal these decisions. Does anybody have the postal address for HSBC, Vanquis, and Halifax, for their Underwriting departments? :confused:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    Well after months of applying for an iPhone, I finally got accepted!!! :j

    I have applied for a HSBC Current account still no joy and I got the same response from Halifax and Vanquis too.:mad:

    Vanquis have also turned me down. :mad:

    I want to appeal these decisions. Does anybody have the postal address for HSBC, Vanquis, and Halifax, for their Underwriting departments? :confused:


    Well done mate - although the N97 is way better than the iPhone (in my opinion!) but then i'm a nokia boy and also get more for my money! :D

    The letters the lenders wil lsend you will have the addresses..... did you ever send the letters off that I done for ya?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    TheEffect wrote: »
    HUGE thanks to N-I-D!

    A HSBC underwriter phoned today and said they've granted my request for a £100 overdraft via my appeal letter. It's showing up online now. Yippee!

    Nice one matey - now you gotta get the credit card sorted and you're away! :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I knew you would say that. I love the iPhone. It's brilliant. IMO ;)

    I never heard back and I completely forgot to be honest. I haven't been on for weeks either.

    I have Halifax address, I rang them up for that.

    Do you have HSBC address? :confused:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    I knew you would say that. I love the iPhone. It's brilliant. IMO ;)

    I never heard back and I completely forgot to be honest. I haven't been on for weeks either.

    I have Halifax address, I rang them up for that.

    Do you have HSBC address? :confused:

    Yes mate - I posted it earlier in this thread. ..... hang on a min!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    never-in-doubt wrote: »
    Yes mate - I posted it earlier in this thread. ..... hang on a min!
    Cheers. :D
  • kadiea
    kadiea Posts: 77 Forumite
    Just applied for the vanquis card, however I doubt Ill get it!

    1. No previous records with any CRA
    2. Over my £0 overdraft
    3. Not on Electroal Register 'til Dec 09 :rotfl:
    - HSBC Premier - Mastercard £9,000 - Overdraft £6,000 - MBNA Platinum £3k (£2,500 @ 0% SPENT) - American Express Platinum £6,100 - Coutts Classic Card £5,000 - House Of Fraser Recognition Mastercard / Santander Cards £250 -

    - Bank Americard Limit $3100 - Citi Mastercard Limit $700 - WalMart Discover Card $2,500 Limit -
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    sutton111 wrote: »
    I knew you would say that. I love the iPhone. It's brilliant. IMO ;)

    I never heard back and I completely forgot to be honest. I haven't been on for weeks either.

    I have Halifax address, I rang them up for that.

    Do you have HSBC address? :confused:

    Mate - you know you usually have 30 days in which to appeal? Good Luck anyway - at least you got the iPhone :D

    HSBC
    Chartwell House
    365 Chartwell Square
    Southend-on-Sea
    Essex SS99 2UU
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks.

    Is that just for bank accounts or every type of application?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture