Sub Prime Credit Thread Part III

TheEffect

PARIS_5000 wrote: »

I would not cancel the direct debit until you get the final bill.

A bill was produced last week. I just paid that bill now with the rest of the final months, so nothing is due. I'll leave the direct debit, but I'm hoping nothing comes out.

PARIS_5000

TheEffect wrote: »

A bill was produced last week. I just paid that bill now with the rest of the final months, so nothing is due. I'll leave the direct debit, but I'm hoping nothing comes out.

Did it say final on the bill that you got last week.

TheEffect

PARIS_5000 wrote: »

Did it say final on the bill that you got last week.

I don't receive paper statements. Only emails saying how much I owe and when it will be taken. Also, it wouldn't say last bill as the contract finishes in January 2010. I just paid all the bills tonight, and then went through to disconnection's, who disconnected the phone and contract.

PARIS_5000

TheEffect wrote: »

I don't receive paper statements. Only emails saying how much I owe and when it will be taken. Also, it wouldn't say last bill as the contract finishes in January 2010. I just paid all the bills tonight, and then went through to disconnection's, who disconnected the phone and contract.

I would ask them to send a letter to confirm that you paid a fee to disconnect the contact early.

I think it a little strange that if you paid the contact off that they could not confirm that no more payments would be taken.

TheEffect

PARIS_5000 wrote: »

I would ask them to send a letter to confirm that you paid a fee to disconnect the contact early.

I think it a little strange that if you paid the contact off that they could not confirm that no more payments would be taken.

I sent them an email asking them to confirm the contracts ended, no payments will be received, to cancel the direct debit and send me a letter confirming all of this.

wannabe123

hi fairmon did they offer a visa or solo card mate

fairmorn308 wrote: »

Hiya guys

another busy day

Went to RBS to open a key account and a joint account with the OH, Wasnt sure if they would have record of me with the previous as i defualted and then reclaimed bank charges from them but no record so everything is great.

TheEffect

My HSBC account has been made a Bank Account today for some reason. It was downgraded from Plus to Advance, now it's just Bank A/C. lol

PARIS_5000

Do you pay in 500 pounds or more into your account each month which is what you need to do for the Current Advance.

I think that they may have changed the account to just a Bank Account because you said that you were switching to Natwest.

TheEffect

PARIS_5000 wrote: »

Do you pay in 500 pounds or more into your account each month which is what you need to do for the Current Advance.

I think that they may have changed the account to just a Bank Account because you said that you were switching to Natwest.

Last month I paid in over £1900... there's always over 1k going into the account. I'm sure they would make it an advance if I ring them, but I can't be bothered.

PARIS_5000

Is it your main account.