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Sub Prime Credit Thread Part III

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Comments

  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening troops
  • seeya23
    seeya23 Posts: 2,330 Forumite
    evening fairmorn how are you
  • wizzywig27
    wizzywig27 Posts: 1,548 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    evening guv'nor
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    Good morning

    I have been busy. I made my final payment of £70 to welcome finance towards my personal loan so that is now finished and free's up £240 extra a month.
    Also phoned Capital one + MBNA to cancel PPI and thats now sorted
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I sent that appeal letter off to HSBC today (It's been sitting around for a while, I just forgot about it). :)
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    edited 14 September 2009 at 3:19PM
    TheEffect wrote: »
    I sent that appeal letter off to HSBC today (It's been sitting around for a while, I just forgot about it). :)


    Why are you sending a appeal letter to HSBC when you have told them that you want to close your account and are switching to Natwest.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PARIS_5000 wrote: »
    Why are you sending a appeal letter to HSBC when you have told them that you want to close your account and are switching to Natwest.


    I went into Natwest branch today and asked if I could sign the forms there instead of posting. They brought up my details and said it was declined due to previous account behaviour...

    The only account I had with them was one when I was 13, which I remember being kept at £0 for a few years...
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 14 September 2009 at 3:58PM
    TheEffect wrote: »
    I went into Natwest branch today and asked if I could sign the forms there instead of posting. They brought up my details and said it was declined due to previous account behaviour...

    The only account I had with them was one when I was 13, which I remember being kept at £0 for a few years...

    I still can't get over the fact you were prepared to make such a silly move in the first place mate! Did you add that para to your appeal about behaviour score and the contact name and address I gave you? :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    TheEffect wrote: »
    I went into Natwest branch today and asked if I could sign the forms there instead of posting. They brought up my details and said it was declined due to previous account behaviour...

    The only account I had with them was one when I was 13, which I remember being kept at £0 for a few years...


    Sorry to hear that and think that you should just stick with HSBC.
  • plumber2009
    plumber2009 Posts: 304 Forumite
    I agree, stick with HSBC. If you switch banks, only use Barclays or First Direct. I talk from experience as I have banked with nearly all of them apart from lloyds TSB, However many friends of mine have diched Lloyds due to poor Customer Service. I Found Natwest the worst bank out of the lot and I reclaimed over £2,000.00 worth of charges and I only banked with them for 3 months.
This discussion has been closed.
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