Sub Prime Credit Thread Part III

fairmorn308

evening troops

seeya23

evening fairmorn how are you

wizzywig27

evening guv'nor

fairmorn308

Good morning

I have been busy. I made my final payment of £70 to welcome finance towards my personal loan so that is now finished and free's up £240 extra a month.
Also phoned Capital one + MBNA to cancel PPI and thats now sorted

TheEffect

I sent that appeal letter off to HSBC today (It's been sitting around for a while, I just forgot about it).

PARIS_5000

TheEffect wrote: »

I sent that appeal letter off to HSBC today (It's been sitting around for a while, I just forgot about it).

Why are you sending a appeal letter to HSBC when you have told them that you want to close your account and are switching to Natwest.

TheEffect

PARIS_5000 wrote: »

Why are you sending a appeal letter to HSBC when you have told them that you want to close your account and are switching to Natwest.

I went into Natwest branch today and asked if I could sign the forms there instead of posting. They brought up my details and said it was declined due to previous account behaviour...

The only account I had with them was one when I was 13, which I remember being kept at £0 for a few years...

never-in-doubt

TheEffect wrote: »

I went into Natwest branch today and asked if I could sign the forms there instead of posting. They brought up my details and said it was declined due to previous account behaviour...

The only account I had with them was one when I was 13, which I remember being kept at £0 for a few years...

I still can't get over the fact you were prepared to make such a silly move in the first place mate! Did you add that para to your appeal about behaviour score and the contact name and address I gave you?

PARIS_5000

TheEffect wrote: »

I went into Natwest branch today and asked if I could sign the forms there instead of posting. They brought up my details and said it was declined due to previous account behaviour...

The only account I had with them was one when I was 13, which I remember being kept at £0 for a few years...

Sorry to hear that and think that you should just stick with HSBC.

plumber2009

I agree, stick with HSBC. If you switch banks, only use Barclays or First Direct. I talk from experience as I have banked with nearly all of them apart from lloyds TSB, However many friends of mine have diched Lloyds due to poor Customer Service. I Found Natwest the worst bank out of the lot and I reclaimed over £2,000.00 worth of charges and I only banked with them for 3 months.