Sub Prime Credit Thread Part III

fawinds

dattasatta wrote: »

Ohhhhh lucky you!!!:money:

I am having nothing but mither with Next.
Hubby got an initial limit of £300
That was the reduced to £250
That was then reduced to £175:mad:

We have just made our 3rd ON TIME payment and it say's when I log in online that we have £0 left to spend.
I have emailed customer services which have confirmed that I do £xx.xx to spend but it STILL not showing on the screen. So we don't really know where we are at with them:mad:

Sounds familiar to me... my initial limit was £150 and then was reduced to £90. Now it shows online as £0.00 but both statements and CS say I have £100.

Bosie

Innocent_Guy wrote: »

Cheers mate,

Yes this was an ongoing issue. The last I heard from them was the the incorrect links were suppressed and that they would remove the incorrect default......

I have only found out again as I checked my CR on annualcreditreport and saw it on there!

I wondered why Barclaycards pre-application checker said they could offer me nothing!

I will no have to sign up to callcredit again in order to contact them :mad:
Its something stupid like £12 a month aswell!

Hi Innocent, It's £12 a quarter!!! I signed up with Callcredit and on there are 2 defaults with the wrong dates (Barclaycard) and not even on the address I defaulted at, flaming pain getting it all sorted again.

Innocent_Guy

Bosie wrote: »

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Hi Innocent, It's £12 a quarter!!! I signed up with Callcredit and on there are 2 defaults with the wrong dates (Barclaycard) and not even on the address I defaulted at, flaming pain getting it all sorted again.

Thanks for that, I will have to cough up to get it corrected I suppose.

miss_money_pig

Hello all :hello:

Applied for Virgin card two weeks ago, no reply though, I guess I'm not worth a stamp :rotfl:

Default dropped off file about three weeks ago... I was a bit impatient in applying I think. So dare not apply for anything for the next twelve months.

Have 8k limit with a 1k balance with Littlewoods also. Could this be too high a limit?

londonuk2008

Have 8k limit with a 1k balance with Littlewoods also. Could this be too high a limit?

When I applied to MBNA last year it was referred and I had to call , anyway they said my problem at the time was , I had a limit of £4k with next and £3k with addtions and £4k with littlewoods.

Parki_2

I got my 4 month Cap One increase today. £1500 limit now so a bit better.

victor-meldrew_4

got approved for the premier direct account today.that should make life easier.

havent purchased from next for a while.my limit reduced forthe first time this month,only 10% though

littlewoods limits getting silly now.i am going to close some.

Innocent_Guy

victor-meldrew wrote: »

got approved for the premier direct account today.that should make life easier.

havent purchased from next for a while.my limit reduced forthe first time this month,only 10% though

littlewoods limits getting silly now.i am going to close some.

Any O/D offered?

Innocent_Guy

Well done BTW

Innocent_Guy

Abbey complaints rung me today, told me that they cannot over turn the decsion for the CC decline. They offered compo of £50! I kindly told them where to stuff it and I suggest they esculate the matter again.

They will APPARANTLY call me back once they have tried to overturn again.

I find it funny that I can't have a £250 credit card but can have a £2.5k overdraft