Sub Prime Credit Thread Part III

seeya23

where are the all sub primer now days

fairmorn308

good evening troops

seeya23

evening fairmorn

Innocent_Guy

Evening guys, How you doing?

Innocent_Guy

big_Daddy_Dave wrote: »

just got vigin broadband they gave me a £60 credit limit

so they DO report?

one more thing

i joined up with sky in early june and all the stuff was installed on the 10th

but they didnt hav to pay my first bill until July 20th

then on the 6th of every month

is this the same for virgin? or will i have to pay on the date the installation was done in the previous month?

thanks alot for the help

Hi There,

Virgin do report account conduct to Equifax.

I requested my payment date as the 1st of the month and this was granted.

I would ASSUME that it would be from the date of installation.

REMEMBER your first bill you will be charged twice.

fairmorn308

am fine thanks. just trying my best to clear my credit cards before xmas

Innocent_Guy

fairmorn308 wrote: »

am fine thanks. just trying my best to clear my credit cards before xmas

Glad to hear your good, I wish I could clear my debts before xmas :beer::rotfl::rotfl::rotfl:

fairmorn308

got alot more than CC but want them clear before xmas but its doubful at the moment

peelprincess

Hi everyone I am new to this thread and trying to get myself sorted out!!! Love all your banter and support for one another - think its brilliant!!

I have had a bit of turmoil in my finances and ended up defaulting on 2 accounts about 4 months ago (Natwest Credit Card - which I have about £300 still owing and am paying off £50 per month and Great Universal which has been paid in full). Obviously it has had a heavy impact on my credit rating.

I still have a Next Directory account which I had before my defaults and pay that off religiously, and have never missed a payment. Anyway, I tried to apply for an aqua card yesterday and got refused : (.

ElkyElky

peelprincess wrote: »

Hi everyone I am new to this thread and trying to get myself sorted out!!! Love all your banter and support for one another - think its brilliant!!

I have had a bit of turmoil in my finances and ended up defaulting on 2 accounts about 4 months ago (Natwest Credit Card - which I have about £300 still owing and am paying off £50 per month and Great Universal which has been paid in full). Obviously it has had a heavy impact on my credit rating.

I still have a Next Directory account which I had before my defaults and pay that off religiously, and have never missed a payment. Anyway, I tried to apply for an aqua card yesterday and got refused : (.

The Aqua card, in my opinion, is the hardest subprime card to be accepted for.

Try applying for either Capital One classic card or Vanquis. It is imperative that you do not miss any more payments or exceed your credit limits.