Sub Prime Credit Thread Part III

PROLIANT

Cash_Flow wrote: »

Clode finance searched Experian when I used V12 finance last year;)

Well they using CallCredit this year.

TheEffect

Paid off Aqua. Just waiting for the payment to clear and then I'm closing the account. I'll only have CapitalOne then with £200 limit. That may I can't spend too much.

ElkyElky

So what companies use Clode finance?

ElkyElky

I'll have to stay away from those evil application forms. I've just applied for the Sainsburys card. They search Experian apparently and I only have 2 searches on my Experian report so I thought another 1 wouldn't hurt.

I'll have to block myself from visiting these websites.

never-in-doubt

ElkyElky wrote: »

I'll have to stay away from those evil application forms. I've just applied for the Sainsburys card. They search Experian apparently and I only have 2 searches on my Experian report so I thought another 1 wouldn't hurt.

I'll have to block myself from visiting these websites.

Halifax mate - we could have told you that! LOL :beer:

never-in-doubt

Ive just been on that buyitdirect site and there is no option to add to finance, just credit/debit card or a purchase order! That means no plasma for me right now then haha - just saved me £2k on something I didn't really need....:beer:

fairmorn308

good morning guys

ElkyElky

never-in-doubt wrote: »

Halifax mate - we could have told you that! LOL :beer:

I know but I didn't see anywhere that said "If you're already a BOS credit card customer, don't apply".. doesn't even say that on Halifax's website.

never-in-doubt

ElkyElky wrote: »

I know but I didn't see anywhere that said "If you're already a BOS credit card customer, don't apply".. doesn't even say that on Halifax's website.

You can have more than one BOS card..... so long as not the same brand, i.e. you can have an affinity card plus a one card (can't you?)....?

ElkyElky

never-in-doubt wrote: »

You can have more than one BOS card..... so long as not the same brand, i.e. you can have an affinity card plus a one card (can't you?)....?

Oh. Well, I cleaned up my file since the last time I applied for a mainstream card (excluding Sygma), so if Sainsburys declines me, I'll appeal.

I had no other reason for applying except to see if I'd be welcomed into the mainstream market. I was going to try Tesco orignally but I can't quite remember why I didn't. I'm staying clear of MBNA for the moment as they ask how many cards you hold, and how much debt you have on them. :mad: