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Sub Prime Credit Thread Part III

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Comments

  • Niteflyer
    Niteflyer Posts: 1,403 Forumite
    Hi, A while back I was turned down by Currys and comet but DELL accepted me!
    "I Assume I Need No Introduction"
  • Niteflyer
    Niteflyer Posts: 1,403 Forumite
    PM Proliant and check with him about the source of his V12 comment cos if so then that would mean CallCredit according to him. I thought they used Ex/Eq but am confused - we're waiting for confirmation.... :eek:


    My EX used V12 for a Plasma TV a few years back and they definitely checked Experian!
    "I Assume I Need No Introduction"
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I have two accounts with them, both were searched with Call Credit.
    If they use their other underwriting partner, Hitachi Finance, then I can't comment, but Clode use Call Credit - I will post the search if you want?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    morning Proliant
    when did you get credit with currys mate?

    Just am wanting to order a couple of laptops very soon
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    morning Proliant
    when did you get credit with currys mate?

    Just am wanting to order a couple of laptops very soon
    Currys use HFC Bank which search experian, Laptops Direct use V12 which search CallCredit.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    thats perfect i will go have a quick look at my call credit report before i order anything
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    oh well i wont be ordering.

    All my 3 credit reports are all exactly the same
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    oh well i wont be ordering.

    All my 3 credit reports are all exactly the same
    I may order something from Laptops Direct.

    PROLIANT - Do they report to all 3?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    PROLIANT wrote: »
    Currys use HFC Bank which search experian, Laptops Direct use V12 which search CallCredit.

    Clode finance searched Experian when I used V12 finance last year;)
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    I may order something from Laptops Direct.

    PROLIANT - Do they report to all 3?
    Not yet, my oldest account is from April, still only on CallCredit at the mo.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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