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Sub Prime Credit Thread Part III

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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    TheEffect wrote: »
    Aqua finally raised my credit limit today, on my 7th statement, from £250 to £350.
    Woo! Get in! :D
  • PARIS_5000
    PARIS_5000 Posts: 868 Forumite
    TheEffect wrote: »
    Aqua finally raised my credit limit today, on my 7th statement, from £250 to £350.

    Are you still going to close your account.
  • DanDan123
    DanDan123 Posts: 378 Forumite
    DanDan123 wrote: »
    Opened an Egg savings accout today and got an email this evening to say that it's all up and running, but the problem is I couldn't help but apply for the Egg Credit Card too which I think was a mistake as they will decline me and have another wasted search!
    I got the "we'll email you with a decision" which always means no!
    Oh well!

    Still nothing yet from Egg - Good sign or Bad sign?
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PARIS_5000 wrote: »
    Are you still going to close your account.

    Not sure yet. I'll see if CapitalOne raise my limit on the 19th, as it's my fourth statement.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    Aqua finally raised my credit limit today, on my 7th statement, from £250 to £350.

    Well done!!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    victor-meldrew wrote: »
    try and find the old cat thread .i explained it all to brian.he tried it live and confirmed.
    it doesnt happen from new account point.i think it starts at 3 months in.
    paying in full,high or low balance doesnt affect it,you must purchase.
    i think me and o/h must cancel some now as we have over 25k available accross them all.

    Cool cheers mate,

    25k is soooooo much!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Cool cheers mate,

    25k is soooooo much!

    Imagine the repayments with apr owing £25k? :eek::eek::eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Imagine the repayments with apr owing £25k? :eek::eek::eek:

    Crazy, Crazy!

    I will start having a negative impact as well..


    Too much available credit.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    NID what are my chances of FD? I noticed you mentioned there not too concerned with searches?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Crazy, Crazy!

    I will start having a negative impact as well..
    Too much available credit.

    LOL, too much available credit on catalogues> Thats funny mate. Interestingly, the lenders must be aware that although they may show a limit of say £10k, the catalogues don't always honour it, i.e. you could order a TV for £500 on a £10k limit and they could refuse to send it - they are a weird bunch tbh.

    I only have JD & laredoute for the green [0]'s but may dump them soon, got enough credit going lol.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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