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Sub Prime Credit Thread Part III

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  • always after.
    covered this before on cat thread.
    purchase something log out, log back in increase is there.
    happens once a month.purchase must trigger approved increase

    Yes this happened to me a two weeks ago on my Very account. Credit limit increased from £1600 to £1900 after making a purchase. Limit was already increased to £1600 from £600 three weeks previous.

    Steven
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    good afternoon :)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    good afternoon :)

    Afternoon to all..
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    always after.
    covered this before on cat thread.
    purchase something log out, log back in increase is there.
    happens once a month.purchase must trigger approved increase

    I was told by SDG that limits are reviewed every 12 weeks unless requested.

    It appears that this is not the case....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sscott5581 wrote: »
    Yes this happened to me a two weeks ago on my Very account. Credit limit increased from £1600 to £1900 after making a purchase. Limit was already increased to £1600 from £600 three weeks previous.

    Steven

    BTW, my Empire limit has beeen increase from £500 to £750.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • claire6hy
    claire6hy Posts: 967 Forumite
    littlewoods jus upped mine to £1300!!!
    not bad, it was £600 at the start of the year
    THANK MEEE:j
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    What would happen if I had a twin brother, who has the same name as me, same DOB and living at the same address? How would the CRA's be able to distinguish between us both?
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • savagej
    savagej Posts: 1,158 Forumite
    ElkyElky wrote: »
    What would happen if I had a twin brother, who has the same name as me, same DOB and living at the same address? How would the CRA's be able to distinguish between us both?

    I would imagine they would ask for copies of your birth certificates and they put a reference to the time of your birth after your name, mine would be 20:28

    Can't see too many other ways of doing it.
  • I was told by SDG that limits are reviewed every 12 weeks unless requested.

    It appears that this is not the case....

    try and find the old cat thread .i explained it all to brian.he tried it live and confirmed.
    it doesnt happen from new account point.i think it starts at 3 months in.
    paying in full,high or low balance doesnt affect it,you must purchase.
    i think me and o/h must cancel some now as we have over 25k available accross them all.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aqua finally raised my credit limit today, on my 7th statement, from £250 to £350.
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