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Sub Prime Credit Thread Part III
Comments
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No, searches from Experian are private and are not visible to a lender and yes after about 1 year searches will drop off - should be 3 month IMHO.fairmorn308 wrote: »i did it with all my cards last month cause i got rid of them all and none of the other did it just vanquis.
Also i have 35 searches on my file but alot of them by credit expert themself. are they noticed by companies? Cause it not it means by xmas i will have no searches on my file which is good isnt it? cause they get removed after a year correct?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
thats good. what about missed payments i have 2 this year which were both due to !!!!!! online shops thats another reason i want to close there accounts0
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quick question.planning on moving house with the OH for around 6-12 months due to needing to move out house to do work as cant be done with kids in house before sell to get a bigger place. How much of a affect will changing addresses be on our credit files before applying for a mortgage next year. Been at current address 8 years0
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fairmorn308 wrote: »good evening guys
Got a question.
Am trying to work out stuff for obtaining a mortgage next year but trying to tidy up my experian credit file a wee bit.
1) There is known addresses on my file well over 6 years ago, can i get these removed?.
Linked addresses are now removed after 8 years.;)0 -
Got my nice shiny new Maestro card today
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i think it was northen bank cif apply for0
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I'm off to Abbey in my lunch break to find out about this auto-acceptance for the zero card If you switch to an advance O/D account...... Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
:cool:BTW - Good afternoon all... :cool:Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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