Sub Prime Credit Thread Part III

cifpower

Evening team!

Bosie

Good Evening, everyone well:j

mikeyboy

Hi Everyone,

Does anyone know what card you get with the Barclays Premier Life account?

I went into branch today and threatened to close my standard current account (over a load of problems I have had with them) and they offered me an upgrade to Premier Life.

Is it worth the £17.50 they want from me?

If anyone has a pic of the card, can i have a look?

Cheers
mikeyboy

cifpower

You threatened to close your account but instead sold you a product that costs £17.50 a month? Is that not counter productive?

mgr1970

Hi all, i've just applied for the new capital one rebuilder card , there new website took me through there new application page then when i pressed the submit button there was 3 steps they did i got 3 green ticks and passed each of them..... Then below that was the usual waffle about doing further checks and then they will write in the nxt 7 days>>>>

Does anyone have any info on the new cap1 site application answers ?? should i be hopeful as i passed the 3 tests or is it the usual cap1 giving no outrite answer until it sayd no in writting ? any info wld be great thx.

mark

cifpower

I got the 3 green ticks followed by a refusal letter

mikeyboy

cifpower wrote: »

You threatened to close your account but instead sold you a product that costs £17.50 a month? Is that not counter productive?

Hi Cifpower,

No, not counter productive at all.

I had previously applied online for the Premier Life account but was turned down for some reason. I was willing to pay the £25 per month, as i will utilise literally each and every one of the features of the account, but was unable to successfully get approved.

When I explained my frustrations and why I wanted to close my account the guy in Branch said he couldn't understand why the account upgrade didn't go through online, and has manually overwridden the decline.

Furthermore he has discounted the fee from £25 down to £17.50 (normally can only get the reduced rate if you meet certain income criteria.)

cifpower

Ah I see. Someone did post a pic of the card. I'll try and hunt it out.

mgr1970

hi cif thx for your help regarding cap1 i'l keep everyone updated with my progress fingers crossed.....
p.s just applied for jacamo as shown at the start of this thread i was given a £125 limit when i went to shop and went to checkout my credit limit had gone and only debit card payments where available is this common on this store ?

thanks for your help

mark

cifpower

mgr1970 wrote: »

hi cif thx for your help regarding cap1 i'l keep everyone updated with my progress fingers crossed.....
p.s just applied for jacamo as shown at the start of this thread i was given a £125 limit when i went to shop and went to checkout my credit limit had gone and only debit card payments where available is this common on this store ?

thanks for your help

mark

Everyone is given a £125 initial limit. If you log out and back in and its gone it means you have been declined.