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Sub Prime Credit Thread Part III

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  • cifpower
    cifpower Posts: 6,502 Forumite
    SOS = Save Our Score or something like that. Basically promising not to apply for anything until a certain date as too many searches can damage your credit rating.

    And yes, a 6 month gap between apps for the same card is advisable.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Just paid £561 to clear my Vanquis so that's another debt gone
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    SOS = Save Our Score or something like that. Basically promising not to apply for anything until a certain date as too many searches can damage your credit rating.

    And yes, a 6 month gap between apps for the same card is advisable.

    SOS = Sabbatical on Searches
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    SOS = Sabbatical on Searches
    Mine's better :p
  • seeya23
    seeya23 Posts: 2,330 Forumite
    good evening to all
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    good evening to all

    Good evening Seeya.

    Have you got a camera yet?

    Did they offer you an OD on your new Barclays account?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    sutton111 wrote: »
    Good evening Seeya.

    Have you got a camera yet? no not had the time to get one

    Did they offer you an OD on your new Barclays account?

    no as im not working
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 21 July 2009 at 9:40PM
    seeya23 wrote: »
    no as im not working

    TBH if you receive an income, be that Income Support, Incapacity Benefit, Disability Allowance, or JSA you would qualify for an OD, if your credit score was good enough too.

    One of my mates is currently unemployed and he is in receipt of JSA and he has an OD with Natwest.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    see what they offer me in a few months time
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning
    ps
    where is everyone ??????
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