Sub Prime Credit Thread Part III

Bosie

mgr1970 wrote: »

hi cif thx for your help regarding cap1 i'l keep everyone updated with my progress fingers crossed.....
p.s just applied for jacamo as shown at the start of this thread i was given a £125 limit when i went to shop and went to checkout my credit limit had gone and only debit card payments where available is this common on this store ?

thanks for your help

mark

I have read what happened to you a few times on the forum, no idea why that happens. Unless they are updating and it doesn't show the status of your new account. Sure, somone will do a definite on this topic.

seeya23

mikeyboy wrote: »

Hi Everyone,

Does anyone know what card you get with the Barclays Premier Life account?

I went into branch today and threatened to close my standard current account (over a load of problems I have had with them) and they offered me an upgrade to Premier Life.

Is it worth the £17.50 they want from me?

If anyone has a pic of the card, can i have a look?

Cheers
mikeyboy

you may still keep your old card or get a nice black one like me

mikeyboy

seeya23 wrote: »

you may still keep your old card or get a nice black one like me

Hi Seeya23

How did you get the new card? did they simply send it or did you have to ask for it? I currently have their connect card with £50 Cheque Guarantee limit....

cheers
mikeyboy

seeya23

they simply send it and it.s has £250 Cheque Guarantee limit mine was a new account

TheEffect

I paid £100 to Littlewoods from my Debit Card, and £200 from my Aqua Credit Card to pay off Littlewoods completely. Is the £200 going to be classed as a cash withdrawal, as I'm paying a credit account with a credit card?

The payment went through and was accepted, and balance is sitting at £0 on Littlewoods, so it must have accepted it.

ElkyElky

TheEffect wrote: »

I paid £100 to Littlewoods from my Debit Card, and £200 from my Aqua Credit Card to pay off Littlewoods completely. Is the £200 going to be classed as a cash withdrawal, as I'm paying a credit account with a credit card?

The payment went through and was accepted, and balance is sitting at £0 on Littlewoods, so it must have accepted it.

No. It goes through as a purchase transaction. I have done it a few times also.

TheEffect

ElkyElky wrote: »

No. It goes through as a purchase transaction. I have done it a few times also.

Great. That's all of Littlewoods paid off then. Just got to pay Aqua in full again on the next statement and then o2's final £180.

ElkyElky

TheEffect wrote: »

Great. That's all of Littlewoods paid off then. Just got to pay Aqua in full again on the next statement and then o2's final £180.

Going debt free??

Would like to join you but I'm trying to resist the strong urges of sticking a £450 mobile phone on my credit card and I don't know how much longer I can resist. :eek:

TheEffect

ElkyElky wrote: »

Going debt free??

Would like to join you but I'm trying to resist the strong urges of sticking a £450 mobile phone on my credit card and I don't know how much longer I can resist. :eek:

Yup. I owed out so much, so decided every penny I was getting over the last few months was going to the debt. Paid of all the CC's, Littlewoods, what I owed family. Now I owe £180 on Aqua and £180 to o2 to cancel an iPhone contract that is in my mothers name but never used as I have one in my own name.

Get paid again on the 15th August, so that will be my debt free date.

Bosie

Elkey, just noticed your limit with Vanquis:eek: is that their maximum limit? I only got £250 and spent £12 so far, just testing it out.

£450 a lot for a phone, unless you can work it with your credit cards, get up to 56 days to pay it back:p