📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part III

Options
1555556558560561804

Comments

  • Joeler
    Joeler Posts: 179 Forumite
    Capital One Card delivered this morning! Fabulous :)
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Joeler wrote: »
    Capital One Card delivered this morning! Fabulous :)

    one of the nice new ones
  • gazelle8760
    gazelle8760 Posts: 259 Forumite
    duggie1982 wrote: »
    When did you open your account. Does it have an O/D? Mine dont so maybe thats why.:confused:


    Hi

    I only opened my account the start of last Month, and I didn't apply for the overdraft on application ( I did app on-line ) but still got the 3-1 card as standard, then went into Branch for a query, and found out I had the overdraft available to add to my account, but this hadn't been applied for, so can assume it was granted as part of my application. I have had three cards since then, and all have had the CGL on the reverse.
  • Joeler
    Joeler Posts: 179 Forumite
    seeya23 wrote: »
    one of the nice new ones
    Hi Seeya,

    Yeah the new Black one, very nice!!
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I just cut up my Vanquis credit card into two. Paid off a large chunk and have £68 remaining which I'll pay off next week. Plan on closing the account after the next statement (will only be interest charges on next statement from cash withdrawals).

    Vanquis APR is now nearly 40% for purchases.

    Also gone 15 days without a search. LOL :D
  • claire6hy
    claire6hy Posts: 967 Forumite
    bank offered me a credit card today :O
    THANK MEEE:j
  • Joeler
    Joeler Posts: 179 Forumite
    claire6hy wrote: »
    bank offered me a credit card today :O

    Cool, what bank you with? Well done!
  • seeya23
    seeya23 Posts: 2,330 Forumite
    claire6hy wrote: »
    bank offered me a credit card today :O


    did you say yes
  • claire6hy
    claire6hy Posts: 967 Forumite
    Joeler wrote: »
    Cool, what bank you with? Well done!

    bank of scotland
    seeya23 wrote: »
    did you say yes

    foolishly not, was in a hurry and said i would come back another day
    THANK MEEE:j
  • claire6hy
    claire6hy Posts: 967 Forumite
    in the branch
    THANK MEEE:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.