Sub Prime Credit Thread Part III

UncleSimit

TheEffect wrote: »

Ok. Here it is. By the way, I didn't ring up to get this card, I just logged into my CapitalOne account online and click the 'Order Replacement Card'. I didn't get to choose a design, but they sent me the nice black one anyway.

Think I might do the same. Lets hope I get the same black design though.

never-in-doubt

LusciousLuce wrote: »

Phoned Tesco & asked them if it was an accept or a maybe, and the woman I spoke to said I've been accepted on appeal! I almost said "Are you sure??" as I was so surprised! Couldn't even get a catalogue account 4 months ago, now I've been accepted for a credit card with 0% on purchases & balance transfers! not bad for a sub-primer! I think the answer is don't give up and appeal absolutely everything. Couldn't have done it without you lot, I read your antics on a daily basis & you've provided support & inspiration :T:T:T

PS Just watching the news about MJ...blimey....what a waste....

Well done - was that my appeal letter then?

never-in-doubt

Joeler wrote: »

Where can I get a template for an appeal letter? Sorry this has probably been asked a million times lol!

http://forums.moneysavingexpert.com/showthread.html?t=1612333

freedom2008

still waiting for Accessory card - fed up of waiting. Its now three weeks since I applied and was approved. Wish I had gone for the Flybe now. As they are provided by the same company (Sygma) I am a bit wary of applying for the Flybe until I have established a good payment history.
Today I decided to apply for an overdraft on my Alliance and Leicester current account. I asked for £300. When I first applied for the account, I had a satisfied default on my file and they did not offer me an overdraft. My credit file is now more or less clean (apart from five years ago some missed payments). Knowing my luck they will say no. I have a very good salary going into the account and have run the account for the last 4 months without any problems

never-in-doubt

freedom2008 wrote: »

still waiting for Accessory card - fed up of waiting.

Did you read this mate? #5522

never-in-doubt

ElkyElky wrote: »

Hi everyone!

Extremely hot here in Portugal. Wish I was back home. :j

Go away - stop rubbing our noses in it - oh yea, its been 28 degrees here! :eek:

freedom2008

never-in-doubt wrote: »

Did you read this mate? #5522

yes, I did thanks. I guess I will have to have more patience! :rolleyes:

never-in-doubt

freedom2008 wrote: »

yes, I did thanks. I guess I will have to have more patience! :rolleyes:

LOL, patience eh? what a bummer! :beer:

At least you got the account, thats the main thing - the card will have to wait...... :T :T :T

Parki_2

What times are you supposed to apply for things again to get automated acceptance?

cifpower

Office hours I believe