Sub Prime Credit Thread Part III

Woodyrocks

claire6hy wrote: »

sniff sniff... not even been missed

Hi Claire

seeya23

hi claire and woodrocks

claire6hy

thanks guys
was in spain for 9 days

cifpower

Bloody back is in agony. Just can't get comfortable sitting down.

mumofboys_2

cifpower wrote: »

Bloody back is in agony. Just can't get comfortable sitting down.

Hi Cif, can I suggest lying on your stomach so your spine can fall into the most natural position, or standing - sitting is very stressful on your back, or so I understand. HTH.

seeya23

cifpower wrote: »

Bloody back is in agony. Just can't get comfortable sitting down.

cif hope your back get better soon

Woodyrocks

Another day, another question!

Guys, is there an additional charge when paying by credit card for goods bought online overseas?

I have paid for things in the US, Thailand and Australia using my Flybe & Vanquis card and I have noticed that what I pay on my statement is always £6-7 more than what the exchange rate should be. If it was a couple of pounds I would understand but the disparity between what I expect to pay and what I actually pay is noticeable.

cifpower

Woodyrocks wrote: »

Another day, another question!

Guys, is there an additional charge when paying by credit card for goods bought online overseas?

I have paid for things in the US, Thailand and Australia using my Flybe & Vanquis card and I have noticed that what I pay on my statement is always £6-7 more than what the exchange rate should be. If it was a couple of pounds I would understand but the disparity between what I expect to pay and what I actually pay is noticeable.

I think there is a fee of around 2.5% of the purchase value.

Within Flybe's Summary Box:

Foreign currency conversion fee: - 2.75%

And from Vanquiis:

2.99% of the amount of any non-sterling transaction made abroad

Joeler

cifpower wrote: »

I think there is a fee of around 2.5% of the purchase value.

Within Flybe's Summary Box:

Foreign currency conversion fee: - 2.75%

And from Vanquiis:

2.99% of the amount of any non-sterling transaction made abroad

Wow

That's pretty good to know if you plan to use your card abroad. I guess you wouldn;t want to buy anything big, like a house or a beach lol

cifpower

Am currently loving the Yeah You's