Sub Prime Credit Thread Part III

sutton111

freedom2008 wrote: »

Might wait until I get my accessory card agreement to sign. Don't want to mess up my being accepted. Also can't remember the date I last applied for Flybe - are you ok to try again six months after a decline?.

If you have access to your Equifax file I would double check first when you last applied. I would leave it 6 months also. :cool:

I know people who ave applied for 2 Sygma product at the same time. a JJB credit card and a Flybe card, the decision is yours though.

freedom2008

sutton111 wrote: »

If you have access to your Equifax file I would double check first when you last applied. I would leave it 6 months also. :cool:

I know people who ave applied for 2 Sygma product at the same time. a JJB credit card and a Flybe card, the decision is yours though.

thanks for the info, will check my equifax file and see if I can decipher the search info!
Had thought of trying the BMIbaby which I think is run by citibank, but can't remember which credit file they check. Don't want to mess up lol. I have quite a few searches on experian due to changing banks and getting my recent car loan (6 searches for last six months)
thanks again!

seeya23

good evening to all

seeya23

sutton111 wrote: »

At least you have one.

you will get one soon i hope

seeya23

freedom2008 wrote: »

Didn't get the MBNA mastercard, got a decline just want a lower rate on my current cards.

Does anyone know what sort of limits the JD Williams accessory card gives? I would like to balance transfer 1K and have been accepted for the card. Wish they told you your credit limit when your application has been accepted!!

well done :beer::beer:

fairmorn308

Good evening Troops, Long time no speak.

I have been online but not had as much time as before but am back for a wee look so whats been happening.

The only news i have is i paid off £1200 on a welcome finance loan onto a credit card with alot less interest rate, so that loan will be paid off in 2 months and also dont know if you remember i cut up all my cards start of the year and i requested new ones etc and one good thing came out of it cap 1 have increased my limit from £500 to £1250 so am happy enough with that anyway.

claire6hy

what all do sygma do??
x

freedom2008

Just checked and Flybe didn't leave any search record last time I applied by the look of it . I will hold back any more applications though until my accessory application is processed.

TheEffect

I've got a police check tomorrow for my new job (teaching assistant). I hope all my bank accounts don't flag up any suspected fraud... lol

londonuk2008

The only news i have is i paid off £1200 on a welcome finance loan onto a credit card with alot less interest rate, so that loan will be paid off in 2 months and also dont know if you remember i cut up all my cards start of the year and i requested new ones etc and one good thing came out of it cap 1 have increased my limit from £500 to £1250 so am happy enough with that anyway.[/QUOTE]

Was this increase after the four months or just a random increase?