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Sub Prime Credit Thread Part III

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    good afternoon to all

    Afternoon Seeya, how are you today?
  • seeya23
    seeya23 Posts: 2,330 Forumite
    sutton111 wrote: »
    Afternoon Seeya, how are you today?

    not bad just pay out for a new door £370 used my cap one card today only £40 on it
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    not bad just pay out for a new door £370 used my cap one card today only £40 on it

    The company authorised the transaction for £370 with only £40 available? :confused:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    sutton111 wrote: »
    The company authorised the transaction for £370 with only £40 available? :confused:
    no i payed for the door with cash pay for my england top (£40) with my cap one
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    no i payed for the door with cash pay for my england top (£40) with my cap one

    Ah, I see.
  • freedom2008
    freedom2008 Posts: 34 Forumite
    Didn't get the MBNA mastercard, got a decline :confused: just want a lower rate on my current cards.

    Does anyone know what sort of limits the JD Williams accessory card gives? I would like to balance transfer 1K and have been accepted for the card. Wish they told you your credit limit when your application has been accepted!!
    Capital One Limit £1600, Accessory Card Limit £2000
    Vanquis Limit £1500 Littlewoods Direct Limit £1000
    Official SOS Club number 025 - Dry until 29/12/09
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Didn't get the MBNA mastercard, got a decline :confused: just want a lower rate on my current cards.

    Does anyone know what sort of limits the JD Williams accessory card gives? I would like to balance transfer 1K and have been accepted for the card. Wish they told you your credit limit when your application has been accepted!!

    They seem to offer limits between £200 and £1000.

    Have you considered Flybe? Their limis seem higher, same company.
  • freedom2008
    freedom2008 Posts: 34 Forumite
    sutton111 wrote: »
    They seem to offer limits between £200 and £1000.

    Have you considered Flybe? Their limis seem higher, same company.

    Thought I couldn't apply for two of Sygmas cards though. Applied for Flybe about six months ago and was declined, but I had a satisfied default on my file then, no defaults on my account now
    Capital One Limit £1600, Accessory Card Limit £2000
    Vanquis Limit £1500 Littlewoods Direct Limit £1000
    Official SOS Club number 025 - Dry until 29/12/09
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thought I couldn't apply for two of Sygmas cards though. Applied for Flybe about six months ago and was declined, but I had a satisfied default on my file then, no defaults on my account now

    Yes you can have multiple Sygma products. Try them now.
  • freedom2008
    freedom2008 Posts: 34 Forumite
    sutton111 wrote: »
    Yes you can have multiple Sygma products. Try them now.

    Might wait until I get my accessory card agreement to sign. Don't want to mess up my being accepted. Also can't remember the date I last applied for Flybe - are you ok to try again six months after a decline?.
    Capital One Limit £1600, Accessory Card Limit £2000
    Vanquis Limit £1500 Littlewoods Direct Limit £1000
    Official SOS Club number 025 - Dry until 29/12/09
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