We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part III

1…470471473475476…804

Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    cifpower wrote: »
    I am wondering if I should pay my Next off in full or just keep paying £100pm for the next 5 months.


    it up to you cif i would pay £100 for 5 months
  • cifpower
    cifpower Posts: 6,502 Forumite
    seeya23 wrote: »
    it up to you cif i would pay £100 for 5 months
    But that would mean another £50 or £60 in interest which I could use to pay off my Vanquis.

    Its all swings and roundabouts really! :eek:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    cifpower wrote: »
    But that would mean another £50 or £60 in interest which I could use to pay off my Vanquis.

    Its all swings and roundabouts really! :eek:


    pay the lot off then cif
  • cifpower
    cifpower Posts: 6,502 Forumite
    Job done !
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Good evening all!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Evening .
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    How you doing ?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Me doing fine!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Me doing fine!
    good good good
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • LusciousLuce
    LusciousLuce Posts: 89 Forumite
    Hi all, been following your board for a few weeks, ever since I realised that I fall in the category of sub-prime! Recently been accepted by Barclaycard & Vanquis, turned down by pretty much everyone else, due to lack of credit history. I'm thinking of appealing these decisions, but I'm wondering if anyone here has ever successfully appealed a credit card decline? Thanks in advance :hello:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture