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Sub Prime Credit Thread Part III

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  • seeya23
    seeya23 Posts: 2,330 Forumite
    cifpower wrote: »
    I am wondering if I should pay my Next off in full or just keep paying £100pm for the next 5 months.


    it up to you cif i would pay £100 for 5 months
  • cifpower
    cifpower Posts: 6,502 Forumite
    seeya23 wrote: »
    it up to you cif i would pay £100 for 5 months
    But that would mean another £50 or £60 in interest which I could use to pay off my Vanquis.

    Its all swings and roundabouts really! :eek:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    cifpower wrote: »
    But that would mean another £50 or £60 in interest which I could use to pay off my Vanquis.

    Its all swings and roundabouts really! :eek:


    pay the lot off then cif
  • cifpower
    cifpower Posts: 6,502 Forumite
    Job done !
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Good evening all!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Evening .
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    How you doing ?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Me doing fine!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Me doing fine!
    good good good
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • LusciousLuce
    LusciousLuce Posts: 89 Forumite
    Hi all, been following your board for a few weeks, ever since I realised that I fall in the category of sub-prime! Recently been accepted by Barclaycard & Vanquis, turned down by pretty much everyone else, due to lack of credit history. I'm thinking of appealing these decisions, but I'm wondering if anyone here has ever successfully appealed a credit card decline? Thanks in advance :hello:
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